Green Promotion Cash Incentive

Green Promotion Cash IncentiveFubon Bank (Hong Kong) Limited (“Fubon Bank”) and HKMC Insurance Limited (“HKMCI”) are committed to promoting green and sustainable finance with environmental and social benefits, and to supporting the development of eco-friendly buildings and properties. As part of this initiative, Reverse Mortgage Programme – Green Promotion is now launched.

From today until 31 December 2026, customers who successfully apply for a reverse mortgage through Fubon Bank and complete loan drawdown within the promotion period, with the property securing the reverse mortgage property already meeting the “BEAM Plus” rating at the time of application, will be eligible for a one-time cash incentive (“Incentive”), provided by HKMCI.

 

Incentive

Incentive

• HK$3,000; or
• 0.1% of Specified Property Value with cap at HK$8,000

(whichever the higher)

 

“BEAM Plus” rating

“BEAM Plus” rating

• Platinum or Gold rating (Provisional or Final) under “BEAM Plus New Buildings”, or Platinum or Gold rating (Final) under “BEAM Plus Existing Buildings (Comprehensive Scheme)” as shown on Hong Kong Green Building Council (HKGBC) ’s BEAM Plus Project Directory and Statistics; or
• Green+ or Green rating under “BEAM Plus Interiors (Residential)” as evidenced by a valid certificate issued by the HKGBC.

For more details, please contact us by calling our Mortgage Services Hotline at 2806 7222.

 

To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions:

1. Promotion Period: 17 March 2026 to 31 December 2026 (both dates inclusive). The relevant mortgage loan application must be submitted by the borrower to HKMCI through Fubon Bank and with loan drawdown on or before 31 December 2026. Fubon Bank will disburse the Incentive to the borrower's designated bank account within eight months after the actual drawdown date (for example. if the drawdown occurs in March, the Incentive will be disbursed in November of the same year).
2. To be eligible for the Incentive, the Borrower must still be the Borrower of the relevant loan on the relevant disbursement month of the Incentive. The borrower will not be entitled to the Incentive if he/she decides to terminate the reverse mortgage loan with a refund and waiver of mortgage insurance premiums for any reason within the first six months after the drawdown date.
3. Fubon Bank reserves the right to amend the terms and conditions of the Green Promotion and to suspend or terminate the Incentive at any time at its sole discretion without prior notice. In case of disputes, the decision of the Bank is final and conclusive.
4. All mortgage loan applications are subject to the requirements and related terms and conditions prescribed by Fubon Bank and are subject to the Fubon Bank’s final approval at its absolute discretion.
5. Should there be any inconsistency between the English and Chinese versions, the English version shall prevail.

Click here to download the Terms and Condition