Fubon Credit Card
“Interest-free Cash Installment Plan”

Fubon Credit Card
“Interest-free Cash Installment Plan”

Fubon Credit Card is pleased to offer you the "Interest-free Cash Installment Plan". You can enjoy a repayment period of up to 87 days for the first installment payment.

 

  • The total approved installment amount will be credited to your designated bank account within 3 working days
  • Totally interest-free, the handling fee will be debited from your card account one-off or monthly upon approval of Cash Installment Plan
  • Choice of repayment periods from 6 to 60 months
  • Maximum installment amount is 90% of the cardholder’s available credit limit. Minimum installment amount is HK$3,000


Act now and no documentation is required!

Act now and no documentation is required!
  • Fubon Credit Card Express Cash Installment Hotline: 2806 7028

    Monday to Friday: 9am to 8pm; Saturday: 9am to 1pm (Except public holidays).

     

  • Fubon Bank Integrated Customer Service Hotline: 2566 8181 (Press 4 > 1 after language selection)

    Monday to Friday: 9am to 8pm; Saturday: 9am to 1pm (Except public holidays).



To borrow or not to borrow? Borrow only if you can repay! Remark :
  1. Fubon Credit Card "Interest-free Cash Installment Plan" (“This Installment Plan”) is only applicable to the designated Fubon credit card account of existing cardholders selected by Fubon Bank.
  2. Total handling fee of this installment plan is calculated based on the sum of Monthly Handling Fee (if applicable) plus One-off Administration Fee. Monthly Handling Fee and One-off Administration Fee are formed by certain percentage of the Installment Loan Amount.
  3. Monthly Installment Amount consists of monthly principal repayment and monthly handling fee. The Bank adopted the “Reducing Balance Method” to breakdown the principal and handling fee in the monthly repayment of this installment plan. This method allows the repayment proportion of handling fee higher during the beginning of the repayment while the repayment proportion of principal will be higher during the end of repayment. Customer can visit this installment plan repayment calculator to illustrate how the principal and handling fee are apportioned in the monthly installment amount with reference to mock this installment plan repayment example.
  4. Regarding individual cardholders' One-off Administration Fee, Monthly Handling Fee and annualized percentage rate (APR) of this installment plan. Please call Fubon Bank Integrated Customer Service Hotline at 2566 8181 (press 4 > 1 after language selection) for enquiry.
  5. Fubon Bank has the right to reject any application and is not required to provide the reason. Final approved Installment amount is subject to the available credit limit at the time of application approval. Cardholder agrees to be bound by the terms and conditions. For details, please refer to our promotional materials or call Fubon Bank Integrated Customer Service Hotline at 2566 8181.
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