Fubon iN VISA Platinum Card

Fubon Credit Card Key Facts Statement

All iN OneOne iN All

All iN One One iN All

By successfully applying on or before 31 December 2025, principal cardholders of the Fubon iN VISA Platinum Card can enjoy the following welcome offer.

Receive a HK$300 cash rebate when you spend HK$5,000 within the first 3 months from the date of card issuance

Remarks:
The above welcome gift offer is subject to the relevant terms and conditions, please click here for details.

Apply via Fubon GO now to step up the fun with fabulous cash rebates!


iOS Version		Android Version

Remarks: The Fubon iN VISA Platinum Card can only be activated via Fubon Bank mobile banking app “Fubon+ HK”. For steps on activating virtual/ physical card and viewing card credentials, please click here.

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)
Monday to Sunday: 8:30am to 12am

To borrow or not to borrow? Borrow only if you can repay!

Download Cardholder Agreement

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All iN OneOne iN All

All iN One One iN All

The world’s full of possibilities. And you’re just starting to discover your potential! Make the most of every moment with the Fubon iN Card. To match your style, the Fubon iN Card is available in 2 colours: calming pink pastel or chic monochrome.

Apply through Fubon GO for quick approval. Once approved, activate your virtual card via the Fubon+ HK, add it to your e-wallet, and start using it right away to earn cash rebates!

It’s your time to shine. Go all iN with the Fubon iN Card!

Eat, Play, Love the Cash Back

8% cash rebate on online spending

Transaction Category	Bonus Point to Earn	Equivalent Cash Rebate
Online spending	20X bonus points	8%
Other retail spending	1X bonus point	0.4%

Remarks:

The Fubon iN VISA Platinum Card Cash Rebate Program is valid until 31 December 2025.
The Cash Rebate ratio is calculated at 25,000 bonus points to redeem HK$100 cash rebate.
The 20X points for Online spending include: (i) extra 19X bonus points and (ii) basic 1X bonus point.
The additional Cash Rebate Reward is capped at HK$300 per month.

Enjoy 8X Bonus Points Reward for Single or Year-round Travel Insurance Plan

Enjoy up to 20% off premium discount and earn 8X bonus points reward upon purchase of a designated Single or Annual Travel Insurance Plan with Fubon Credit Card.

Click here to enroll or to learn more.

Remarks: The promotion period is from 1 January 2024 to 31 December 2024, the promotion is subject to relevant terms and conditions. For product detail, terms and condition, please click here.

For enquiries, please call Fubon Bank Integrated Customer Service Hotline 2566 8181 (Press "3" after language selection) during office hours^* for more details.
^*Office hours: Monday to Friday: 9am to 7pm (except public holidays).

An Array of Other Privileges/Features

First 3-year annual fee waiver^{^}
20% discount on the first year rental of Safe Deposit Box
Octopus Add-Value Service, please click here for details
Built-in contactless payment function. Simply tap the card against the contactless card reader accepting Visa payWave/Mastercard to settle transaction, please click here for details.

^{^}

Fubon Bank will charge an annual fee to a cardholder for the following calendar year if Fubon Bank's records show that the cardholder has failed to pay the minimum payment on the payment due date twice or more within a period of 12 consecutive months from the anniversary of the account opening date.

Go all iN on life! Apply now via Fubon GO.


iOS Version		Android Version

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)
Monday to Sunday: 8:30am to 12am

To borrow or not to borrow? Borrow only if you can repay!

Download Cardholder Agreement

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Privileges Redemption Method – Cash Rebate

Method 1:	Log in to Fubon Bank Mobile Banking App “Fubon+ HK” > My Credit Card > Redeem Cash Rebate
Method 2:	Log in to Fubon Internet Banking Service > Bonus Points Redemption > Coupon / Cash Credit
Method 3:	Call the Fubon Bank Integrated Customer Service Hotline at 2566 8181 (after language selection press 1 > 1 > enter Credit Card Number > 2 > 2)
Method 4:	Download here and return the completed redemption form to Fubon Bank by mail

Redemption Channels	Required Bonus Points	Rewards
Fubon Bank Mobile Banking App “Fubon+ HK” (“Fubon+ HK”)	250 points	HK$1 Cash Credit^*
Fubon Internet Banking Service (“Internet Banking”)	250 points	HK$1 Cash Credit^*
Fubon Internet Banking Service (“Internet Banking”)	25,000 points	HK$100 Cash Credit^{^}
Fubon Bank Integrated Customer Service Hotline (“Hotline”)	5,000 points	HK$20 Cash Credit^#
Fubon Bank Integrated Customer Service Hotline (“Hotline”)	25,000 points	HK$100 Cash Credit^{^}
Bonus Points Program Redemption Form (“Redemption Form”)	5,000 points	HK$20 Cash Credit^#
Bonus Points Program Redemption Form (“Redemption Form”)	25,000 points	HK$100 Cash Credit^{^}

^*It is required to redeem a minimum of 250 Bonus Points (equivalent to HK$1) per redemption. Redemption shall be in multiples of 250 Bonus Points thereafter.
^#It is required to redeem a minimum of 250 Bonus Points (equivalent to HK$1) per redemption. Redemption shall be in multiples of 250 Bonus Points thereafter.^{^}It is required to redeem a minimum of 250 Bonus Points (equivalent to HK$1) per redemption. Redemption shall be in multiples of 25,000 Bonus Points thereafter.

Remarks : If made via mail-in, a HK$10 administrative fee per application will be charged.

Privileges Redemption Method – Bonus Point Conversion to Asia Miles

Method 1:	Log in to Fubon Internet Banking Service > Bonus Points Redemption > Asia Miles
Method 2:	Download here and return the completed redemption form to Fubon Bank by mail

Remarks:

If made via mail-in, Fubon Bank will not charge an administration fee for the Fubon Credit Card redemption program
A handling fee of HK$50 will be charged for every 5,000 miles conversion (In any circumstances, the handling fee will be rounded up to the nearest multiple of 5,000 miles). A minimum of HK$250 and a maximum of HK$500 handling fee will be charged for each conversion.

Act now to redeem your favorite rewards!
Simply follow the above redemption methods to redeem fabulous rewards at ease.

To borrow or not to borrow? Borrow only if you can repay!

Terms & Conditions

Terms and Conditions of Fubon iN VISA Platinum Card Welcome Offer (the “Offer”):

The promotion period runs from 28 April 2025 until 31 December 2025. Only customer whose principal card of Fubon iN VISA Platinum Card (“Eligible Card”) application is approved within the promotion period, and who do not hold any of the Bank's credit cards or co-branded cards (including supplementary card) as of the application date are eligible for the Offer (“Eligible Customers”).
To be eligible for the Offer, the relevant credit card account must be still valid and in normal status. Customers will not be eligible for the Offer if they have cancelled any of the Bank’s credit cards or co-branded cards within the past 6 months of application date even in the case of successful application for the Eligible Card.
Eligible Customers are required to make accumulated spending of HK$5,000 or above on Eligible Transactions (as defined in clause 5 below) and/or cash advance with Eligible Card within the first 3 months from the date of card issuance to enjoy HK$300 cash rebate (“Offer”).
The transaction date(s) shown in the statement(s) issued by the Bank shall be regarded as the relevant transaction date(s).
Eligible Transactions only includes retail purchases. Other transactions including but not limited to tax payment, online bill payment, balance transfers, installment, administration fee, financial charges, annual fee, autopay transactions, Octopus AAVS reload transactions and casino transactions will not be counted as the eligible spending requirement. The decision of the Bank as to what constitutes an Eligible Transaction shall be final and conclusive.
If transactions are confirmed to qualify for a cash rebate subject to verification by the Bank at its sole and absolute discretion, the corresponding cash rebate will be credited to the cardholder’s new credit card account, which must be a valid account in normal status, within 4 to 6 weeks (from transaction posting date) upon the cardholder fulfilling the specified spending requirement and such credit will then be shown in the principal cardholder’s statement.
If any Eligible Transaction(s) is/are later cancelled or reversed after redemption of the cash rebate causing the cardholder not fulfilling the spending requirement, or if the cardholder cancels the eligible credit card within 14 months after opening the account, the Bank reserves the right to debit a handling fee to recover the cost of the welcome gift the cardholder has received against his/her account immediately without prior notice.
Each customer can only enjoy a cash rebate once regardless of the number of the Bank’s credit cards or co-branded cards applications successfully applied for.
Cash rebate cannot be transferred, returned, exchanged for other gift/coupons/reward/offer or redeemed for cash.
The Bank reserves the right for the decision of final approval of all Credit Card application, and to suspend, vary or terminate the above offer and its terms and conditions (including but not limited to the value of the cash rebate amount) at any time without prior notice and without liability in any form whatsoever.
All matters and disputes are subject to the final and conclusive decision of the Bank.
Should there be any inconsistency between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Fubon iN VISA Platinum Card Bonus Points Reward Program Terms and Conditions:

Unless otherwise specified, the validity period of Fubon iN VISA Platinum Card Bonus Points Reward Program (“Program”) is from 28 April 2025 until 31 December 2025 (“Validity Period”).
The Program is only applicable to the Fubon iN VISA Platinum Card (“Eligible Card”) issued by Fubon Bank (the “Bank") in Hong Kong.
3. Eligible Credit Card Cardholders (“Eligible Customer(s)”) will only be entitled to receive Bonus Points Reward (“Bonus Point(s)”) for the following categories of transactions made with Eligible Credit Card (“Eligible Transactions”).

Transaction Category Bonus Point Reward Additional Bonus Point Reward Equivalent Cash Rebate Up To

Online Transactions 1X bonus points 19X bonus points 8%

Other Retail Transactions - 0.4%
“Eligible Transactions” refer to include the retail transactions, the retail spending via mobile payment* and Octopus Automatic Add-Value Service transactions posted during the Promotion Period. Other transactions including but not limited to cash advances, administration fees, finance charges, annual fees; bill payments to the Inland Revenue Department, category of Insurance or Pension Services, casino and gambling transactions, other transactions of stored value facilities (SVF) and/or re-loading (include but not limited to Alipay, WeChat Pay and PayMe), any other transactions without sales slips and any unauthorised transactions are not applicable. The decision of the Bank as to what constitutes an Eligible Transaction shall be final and conclusive.
“Online Transactions” refer to the posted Eligible Transactions conducted via online channels, regardless of the transaction country or currency, including both local and foreign currencies. The transaction amount will be based on the amount in Hong Kong Dollars after conversion posted in the credit card statement. Online bill payment via Fubon Internet Banking Service, retail purchases with installment plans and other specified transactions are not applicable.
The Bank may from time to time at its sole discretion define the meaning of “Eligible Transactions”, designated spending categories and merchant list, with reference to Visa International for properly defining the above-mentioned designated categories.
Bonus Point Reward accrual is counted on a calendar month basis, starting from the first day of the month until the last day of the month. All transactions will be counted based on the transaction posted date.
The maximum Points to be earned by Eligible Customers on each monthly statement will be triple of their Cards' credit limit (except the additional Bonus Points Reward under “Online Spending”). The maximum number of additional Bonus Points entitled under “Online Spending” category will be capped at 75,000 points for each Eligible Card account per month.
The Bonus Point Reward will be calculated on each transaction and rounded down to the nearest dollar. Any Bonus Point of less than HK$1 will not be rewarded.
The additional Bonus Point Reward will be credited to the Eligible Card account automatically within 3 months after each settlement. Only Eligible Customer whose credit card accounts are valid and in good standing throughout the Validity Period and at the time when the Bonus Point Reward are being awarded will be eligible for the Bonus Point Reward. In the event of termination of a credit card account, violation of the Credit Card User Agreement/Credit Card Agreement or the card account being in default, the Bonus Point Reward entitlement will be forfeited automatically forthwith.
Eligible Transactions of a supplementary card (if any) will be combined with those from the main card to calculate towards the total Bonus Point Reward under the same credit card account.
All fraudulent, unauthorised, unposted, cancelled or refunded transactions will be excluded from the Program.
The Bank will verify the transaction record to confirm the Bonus Point Reward entitlement of each cardholder. In the event of discrepancy between the Bank’s record and details recorded on the credit card sales slip, the Bank’s record shall prevail.
The Bonus Point Reward is not refundable and transferrable.
If a transaction for earning Point(s) is cancelled or refunded after it is posted, the Bank will reverse the relevant Point(s) from the Card account. If the Point(s) have already been redeemed and cannot be reversed, the Bank reserves the right to debit an equivalent amount in accordance with the ratio of 1 Point = HK$0.004 from the Card account without prior notice. All accumulated Points will be forfeited immediately from the date of Card account termination (regardless of any reason).
The use of the Card (including principal and supplementary cards) shall also be governed by the terms and conditions of “Fubon Bank VISA/MasterCard Cardholder Agreement”.
If a cardholder commits any dishonest or fraudulent act, the Bank shall cancel the eligibility of the respective cardholder for the offer and reverse any awarded Bonus Point(s) from the related card account without prior notice. The Bank also reserves the right to cancel the respective credit card account and/or take such legal actions as the Bank may deem necessary.
The Bank reserves the right to change, suspend or terminate the offer or amend the terms and conditions at its sole discretion.
Cardholders must retain all original transaction documentation for reference. The Bank reserves the right to request a cardholder to provide the original transaction documentation or evidence for verification and inspection at any time during or after the promotion.
No person other than the cardholder and the Bank will have any rights under the Contracts (Rights of Third Parties) ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.
In the event of any discrepancy between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Fubon iN VISA Platinum Card Bonus Points Redemption Program Terms and Conditions:

Unless otherwise specified, the validity period of Fubon iN VISA Platinum Card Bonus Points Redemption Program (“Program”) is from 28 April 2025 until 31 December 2025 (“Validity Period”).
The Program is only applicable to the Fubon iN VISA Platinum Card (“Eligible Card”) issued by Fubon Bank (the “Bank") in Hong Kong.

Eligible Credit Card Cardholders (“Eligible Customer(s)”) are entitled to the corresponding redemption rates under the specific redemption channels listed below with the Eligible Credit Card for Bonus Points Redemption during Program Validity Period.

Redemption Channels	Required Bonus Points	Rewards
Fubon Bank Mobile Banking App “Fubon+ HK” (“Fubon+ HK”)	250 points	HK$1 Cash Credit^*
Fubon Internet Banking Service (“Internet Banking”)	250 points	HK$1 Cash Credit^*
Fubon Internet Banking Service (“Internet Banking”)	25,000 points	HK$100 Cash Credit^{^}
Fubon Bank Integrated Customer Service Hotline (“Hotline”)	5,000 points	HK$20 Cash Credit^#
Fubon Bank Integrated Customer Service Hotline (“Hotline”)	25,000 points	HK$100 Cash Credit^{^}
Bonus Points Program Redemption Form (“Redemption Form”)	5,000 points	HK$20 Cash Credit^#
Bonus Points Program Redemption Form (“Redemption Form”)	25,000 points	HK$100 Cash Credit^{^}

Eligible Customers who made the Bonus Points redemption by submitting the redemption form, HK$10 administrative fee per application will be charged. The required Bonus Points or administrative fee (if applicable) of rewards redemption will be deducted from the cardholder’s Card account and the related transaction will be shown in the coming cardholder’s card monthly statement.
The Bonus Points and gifts from different Card accounts under the same Eligible Customer will be accumulated and redeemed separately. The Bonus Points accumulated will be valid for up to one year (calculated by Membership year). Due date of the Bonus Points will be shown on the cardholder’s principal card monthly statement. Voided or expired Bonus Points will be automatically purged and cannot be extended or redeemed. Purged Bonus Points will not be shown on the monthly statement of principal cardholder.
To be entitled for Bonus Points redemption, all credit card accounts at the Bank under the same cardholder shall be valid and in normal status.
Multiple Cash Rebate redemption is allowed on Bonus Points redemptions. No cancellation or alteration is allowed once the application is submitted.
In the event that the credit card account does not have sufficient Bonus Points for Cash Rebate redemption application submitted, the relevant redemption shall be cancelled automatically without prior notice.
For cash rebate redemption, it will be credited to cardholder’s principal card account directly and will offset the statement balance in the next monthly statement.
The operation of Bonus Points enquiry and/or redemption in credit card account is only applicable to principal cardholder.
The acceptance or rejection of the application of rewards redemption with Bonus Points shall be at the discretion of the Bank. The Bank reserves the right to suspend, vary or cancel the above Program and amend the relevant terms and conditions (including but not limited to the rewards items and the required Bonus Points) at any time without prior notice and without liability in any form whatsoever.
The use of the Card (including principal and supplementary cards) shall also be governed by the terms and conditions of “Fubon Bank VISA/MasterCard Cardholder Agreement”.
All matters and disputes are subject to the final and conclusive decision of the Bank.
In the event of any discrepancy between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

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Transaction Category	Bonus Point Reward	Additional Bonus Point Reward	Equivalent Cash Rebate Up To
Online Transactions	1X bonus points	19X bonus points	8%
Other Retail Transactions	1X bonus points	-	0.4%