Fubon iN VISA Platinum Card

Fubon Credit Card Key Facts Statement

Important Notice for Current Fubon iN VISA Platinum Cardholders: Upgrade to Fubon iN ShopBack Visa Platinum Card

Important Notice for Current Fubon iN VISA Platinum Cardholders:
Upgrade to Fubon iN ShopBack Visa Platinum Card The extra bonus point reward for online spending on the Fubon iN VISA Platinum Card has been adjusted from 20X bonus points to 10X bonus points starting from July 1, 2026.

From now until 31 December 2026, holders of the Fubon iN VISA Platinum Card who wish to upgrade to the Fubon iN ShopBack VISA Platinum Card will enjoy exclusive rewards of up to 20x credit card points on online purchases, along with a series of exclusive benefits, including an extra 1% uncapped cashback at designated ShopBack merchants. Please log in to Fubon+ HK > Select the menu icon in the top-left corner > Select “Credit Card” > Select “Upgrade Program” to proceed.

Furthermore, effective immediately, if the Cardholders of Fubon iN VISA Platinum Card reports their credit card as lost or request a card replacement, the Bank will automatically upgrade your Fubon iN VISA Platinum Card to the Fubon iN ShopBack Visa Platinum Card. The Daybreak Black card design will be selected by default.

Remark: Current Fubon iN VISA Platinum Cardholders are not eligible to hold the Fubon iN ShopBack VISA Platinum Card simultaneously.

For more details of Fubon iN ShopBack Visa Platinum Card, please click here.

All iN OneOne iN All

All iN One One iN All

The world’s full of possibilities. And you’re just starting to discover your potential! Make the most of every moment with the Fubon iN Card. To match your style, the Fubon iN Card is available in 2 colours: calming pink pastel or chic monochrome.

It’s your time to shine. Go all iN with the Fubon iN Card!

Eat, Play, Love the Cash Back

4% cash rebate on online spending

Transaction Category	Bonus Point to Earn	Equivalent Cash Rebate
Online spending	10X bonus points	4%
Other retail spending	1X bonus point	0.4%

Remarks:

The Fubon iN VISA Platinum Card Cash Rebate Program is valid until 31 December 2026.
The Cash Rebate ratio is calculated at 25,000 bonus points to redeem HK$100 cash rebate.
The 10X points for Online spending include: ( i ) extra 9X bonus points and (ii) basic 1X bonus point.
The additional Cash Rebate Reward is capped at HK$250 per month.
Eligible Cardholders must accumulate at least HK$1,000 in Eligible transactions each month in order to enjoy 9X bonus points on online spending.

Enjoy 7X Bonus Points Reward for Single or Year-round Travel Insurance Plan

Enjoy up to 20% off premium discount and earn 7X bonus points reward upon purchase of a designated Single or Annual Travel Insurance Plan with Fubon Credit Card.

Click here to enroll or to learn more.

Remarks: The promotion period is from 1 January 2026 to 31 December 2026, the promotion is subject to relevant terms and conditions. For product detail, terms and condition, please click here.

For enquiries, please call Fubon Bank Integrated Customer Service Hotline 2566 8181 (Press "3" after language selection) during office hours^* for more details.
^*Office hours: Monday to Friday: 9am to 7pm (except public holidays).

An Array of Other Privileges/Features

First 3-year annual fee waiver^{^}
20% discount on the rental of a Safe Deposit Box for the first year
Octopus Add Value Service, please click here for details
Built in contactless payment: just tap the card on a contactless card reader accepting Visa payWave/ Mastercard contactless payment, please click here for details.

^{^}

Fubon Bank will charge an annual fee to a cardholder for the following calendar year if Fubon Bank's records show that the cardholder has failed to pay the minimum payment on the payment due date twice or more within a period of 12 consecutive months from the anniversary of the account opening date.

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)
Monday to Sunday: 8:30am to 12am

Please click here to view or download the terms and conditions of the promotional offer.

To borrow or not to borrow? Borrow only if you can repay!

Download Cardholder Agreement

Tab2Mobile Tab

Privileges Redemption Method – Cash Rebate

Method 1:	Log in to Fubon Bank Mobile Banking App “Fubon+ HK” > My Credit Card > Redeem Cash Rebate
Method 2:	Log in to Fubon Internet Banking Service > Credit Card > Redeem Reward > Coupon / Cash Credit
Method 3:	Call the Fubon Bank Integrated Customer Service Hotline at 2566 8181 (after language selection press 1 > 1 > enter Credit Card Number > 2 > 2)
Method 4:	Download here and return the completed redemption form to Fubon Bank by email or mail

Redemption Channels	Required Bonus Points	Rewards
Fubon Bank Mobile Banking App “Fubon+ HK” (“Fubon+ HK”)	250 points	HK$1 Cash Credit^*
Fubon Internet Banking Service (“Internet Banking”)	250 points	HK$1 Cash Credit^*
Fubon Internet Banking Service (“Internet Banking”)	25,000 points	HK$100 Cash Credit^{^}
Fubon Bank Integrated Customer Service Hotline (“Hotline”)	5,000 points	HK$20 Cash Credit^#
Fubon Bank Integrated Customer Service Hotline (“Hotline”)	25,000 points	HK$100 Cash Credit^{^}
Bonus Points Program Redemption Form (“Redemption Form”)	5,000 points	HK$20 Cash Credit^#
Bonus Points Program Redemption Form (“Redemption Form”)	25,000 points	HK$100 Cash Credit^{^}

^*It is required to redeem a minimum of 250 Bonus Points (equivalent to HK$1) per redemption. Redemption shall be in multiples of 250 Bonus Points thereafter.
^#It is required to redeem a minimum of 5,000 Bonus Points (equivalent to HK$20) per redemption. Redemption shall be in multiples of 5,000 Bonus Points thereafter.^{^}It is required to redeem a minimum of 25,000 Bonus Points (equivalent to HK$100) per redemption. Redemption shall be in multiples of 25,000 Bonus Points thereafter.

Remarks : If made via mail-in, a HK$10 administrative fee per application will be charged.

Privileges Redemption Method – Bonus Point Conversion to Asia Miles

Method 1:	Log in to Fubon Internet Banking Service > Credit Card > Asia Miles
Method 2:	Download here and return the completed redemption form to Fubon Bank by email or mail

Remarks:

If made via mail-in, Fubon Bank will not charge an administration fee for the Fubon Credit Card redemption program
A handling fee of HK$50 will be charged for every 5,000 miles conversion (In any circumstances, the handling fee will be rounded up to the nearest multiple of 5,000 miles). A minimum of HK$250 and a maximum of HK$500 handling fee will be charged for each conversion.

Act now to redeem your favorite rewards!
Simply follow the above redemption methods to redeem fabulous rewards at ease.

Please click here to view or download the terms and conditions of the promotional offer.

To borrow or not to borrow? Borrow only if you can repay!

Terms & Conditions

Fubon iN VISA Platinum Card Bonus Points Reward Program Terms and Conditions:

Unless otherwise specified, the validity period of Fubon iN VISA Platinum Card Bonus Points Reward Program (“Program”) is from 1 July 2026 until 31 December 2026 (“Validity Period”).
The Program is only applicable to the Fubon iN VISA Platinum Card (“Eligible Card”) issued by Fubon Bank (the “Bank") in Hong Kong. Eligible Credit Card Cardholders (“Eligible Customer(s)”) will only be entitled to receive Bonus Points Reward (“Bonus Point(s)”) for the following categories of transactions made with Eligible Credit Card (“Eligible Transactions”). Upon accumulating Eligible Transactions and/or Online Transactions (as defined in Clauses 3 and 4) of HK$1,000 or above on each month, you will be entitled to the following additional bonus points rewards, as detailed below:

Transaction Category Bonus Point Reward Additional Bonus Point Reward Equivalent Cash Rebate Up To

Online Transactions 1X bonus points 9X bonus points 4%

Other Retail Transactions - 0.4%
“Eligible Transactions” refer to include the retail transactions and the retail spending via mobile payment^* posted during the Promotion Period. The following types of transactions are not considered eligible, including but not limited to: cash advances, administration fees, finance charges, annual fees; payments to the Inland Revenue Department, payment relating to the category of insurance or Pension Services, casino and gambling transactions, Octopus Automatic Add-Value Service, online bill payment / utilities bill / insurance or pension services transactions made with credit card via internet banking or ATM, “Interest-free Cash Installment Plan”, “Any-can-do Purchase Installment Plan”, retail purchases with installment plans, any transactions may specified in program(s) and any transactions involving abuse or fraud are not applicable. The decision of the Bank as to what constitutes an Eligible Transaction shall be final and conclusive.
^*For mobile payment details, please visit Fubon Bank’s website > Personal > Other Services.
“Online Transactions” refer to the posted Eligible Transactions conducted via online channels, regardless of the transaction country or currency, including both local and foreign currencies. The transaction amount will be based on the amount in Hong Kong Dollars after conversion posted in the credit card statement. Retail and/or re-loading transactions made through stored value facilities (SVF) using stored-value payment tools (including but not limited to Alipay, WeChat Pay, and PayMe) will not be eligible for the additional Bonus Points.
The Bank may from time to time at its sole discretion define the meaning of “Eligible Transactions”, designated spending categories and merchant list, with reference to Visa International for properly defining the above-mentioned designated categories.
Bonus Point Reward accrual is counted on a calendar month basis, starting from the first day of the month until the last day of the month. All transactions will be counted based on the transaction posted date.
The maximum Points to be earned by Eligible Customers on each monthly statement will be triple of their Cards' credit limit (except the additional Bonus Points Reward under “Online Spending”). The maximum number of additional Bonus Points entitled under “Online Spending” category will be capped at 62,500 points for each Eligible Card account per month.
The Bonus Point Reward will be calculated on each transaction and rounded down to the nearest dollar. Any Bonus Point of less than HK$1 will not be rewarded.
The additional Bonus Point Reward will be credited to the Eligible Card account automatically within 3 months after each settlement. Only Eligible Customer whose credit card accounts are valid and in good standing throughout the Validity Period and at the time when the Bonus Point Reward are being awarded will be eligible for the Bonus Point Reward. In the event of termination of a credit card account, violation of the Credit Card User Agreement/Credit Card Agreement or the card account being in default, the Bonus Point Reward entitlement will be forfeited automatically forthwith.
Eligible Transactions of a supplementary card (if any) will be combined with those from the main card to calculate towards the total Bonus Point Reward under the same credit card account.
All fraudulent, unauthorised, unposted, cancelled or refunded transactions will be excluded from the Program.
The Bank will verify the transaction record to confirm the Bonus Point Reward entitlement of each cardholder. In the event of discrepancy between the Bank’s record and details recorded on the credit card sales slip, the Bank’s record shall prevail.
The Bonus Point Reward is not refundable and transferrable.
If any transaction is verified by the Bank as ineligible, or if a transaction for earning Point(s) is cancelled or refunded after it is posted, the Bank will reverse the relevant Point(s) from the Card account. If the Point(s) have already been redeemed and cannot be reversed, the Bank reserves the right to debit an equivalent amount in accordance with the ratio of 1 Point = HK$0.004/HK$0.005^ from the Card account without prior notice. All accumulated Points will be forfeited immediately upon termination of the Card account (regardless of any reason).
^{^}The Bank should be entitled to charge an amount equal to the value of the bonus points reward to the Cardholder’s account.
The use of the Card (including principal and supplementary cards) shall also be governed by the terms and conditions of “Fubon Bank VISA/MasterCard Cardholder Agreement”.
If a cardholder commits any dishonest or fraudulent act, the Bank shall cancel the eligibility of the respective cardholder for the offer and reverse any awarded Bonus Point(s) from the related card account without prior notice. The Bank also reserves the right to cancel the respective credit card account and/or take such legal actions as the Bank may deem necessary.
The Bank reserves the right to change, suspend or terminate the offer or amend the terms and conditions at its sole discretion.
Cardholders must retain all original transaction documentation for reference. The Bank reserves the right to request a cardholder to provide the original transaction documentation or evidence for verification and inspection at any time during or after the promotion.
No person other than the cardholder and the Bank will have any rights under the Contracts (Rights of Third Parties) ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.
In the event of any discrepancy between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Fubon iN VISA Platinum Card Bonus Points Redemption Program Terms and Conditions:

Unless otherwise specified, the validity period of Fubon iN VISA Platinum Card Bonus Points Redemption Program (“Program”) is from 1 July 2026 until 31 December 2026 (“Validity Period”).
The Program is only applicable to the Fubon iN VISA Platinum Card (“Eligible Card”) issued by Fubon Bank (the “Bank") in Hong Kong.

Eligible Credit Card Cardholders (“Eligible Customer(s)”) are entitled to the corresponding redemption rates under the specific redemption channels listed below with the Eligible Credit Card for Bonus Points Redemption during Program Validity Period.

Redemption Channels	Required Bonus Points	Rewards
Fubon Bank Mobile Banking App “Fubon+ HK” (“Fubon+ HK”)	250 points	HK$1 Cash Credit^*
Fubon Internet Banking Service (“Internet Banking”)	250 points	HK$1 Cash Credit^*
Fubon Internet Banking Service (“Internet Banking”)	25,000 points	HK$100 Cash Credit^{^}
Fubon Bank Integrated Customer Service Hotline (“Hotline”)	5,000 points	HK$20 Cash Credit^#
Fubon Bank Integrated Customer Service Hotline (“Hotline”)	25,000 points	HK$100 Cash Credit^{^}
Bonus Points Program Redemption Form (“Redemption Form”)	5,000 points	HK$20 Cash Credit^#
Bonus Points Program Redemption Form (“Redemption Form”)	25,000 points	HK$100 Cash Credit^{^}

Eligible Customers who made the Bonus Points redemption by submitting the redemption form, HK$10 administrative fee per application will be charged. The required Bonus Points or administrative fee (if applicable) of rewards redemption will be deducted from the cardholder’s Card account and the related transaction will be shown in the coming cardholder’s card monthly statement.
The Bonus Points and gifts from different Card accounts under the same Eligible Customer will be accumulated and redeemed separately. The Bonus Points accumulated will be valid for up to one year (calculated by Membership year). Due date of the Bonus Points will be shown on the cardholder’s principal card monthly statement. Voided or expired Bonus Points will be automatically purged and cannot be extended or redeemed. Purged Bonus Points will not be shown on the monthly statement of principal cardholder.
To be entitled for Bonus Points redemption, all credit card accounts at the Bank under the same cardholder shall be valid and in normal status.
Multiple Cash Rebate redemption is allowed on Bonus Points redemptions. No cancellation or alteration is allowed once the application is submitted.
In the event that the credit card account does not have sufficient Bonus Points for Cash Rebate redemption application submitted, the relevant redemption shall be cancelled automatically without prior notice.
For cash rebate redemption, it will be credited to cardholder’s principal card account directly and will offset the statement balance in the next monthly statement.
The operation of Bonus Points enquiry and/or redemption in credit card account is only applicable to principal cardholder.
The acceptance or rejection of the application of rewards redemption with Bonus Points shall be at the discretion of the Bank. The Bank reserves the right to suspend, vary or cancel the above Program and amend the relevant terms and conditions (including but not limited to the rewards items and the required Bonus Points) at any time without prior notice and without liability in any form whatsoever.
The use of the Card (including principal and supplementary cards) shall also be governed by the terms and conditions of “Fubon Bank VISA/MasterCard Cardholder Agreement”.
All matters and disputes are subject to the final and conclusive decision of the Bank.
In the event of any discrepancy between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Upload Documents / Application Status Inquiry

Transaction Category	Bonus Point Reward	Additional Bonus Point Reward	Equivalent Cash Rebate Up To
Online Transactions	1X bonus points	9X bonus points	4%
Other Retail Transactions	1X bonus points	-	0.4%