YATA Visa Card | Fubon Bank

Fubon Credit Card Key Facts Statement

Irresistible Offers for New Applicant

Successfully apply on or before 31 December 2024, principal cardholders of YATA Visa Platinum Card can enjoy up to HK$250 gifts:

Welcome Gift

HK$150
YATA Gift Certificate

Extra gift for application via Fubon GO or
online application form^*

HK$100
YATA Gift Certificate

^*Customers are required to upload the required documents via the same application channel.
Remarks: The above welcome gift offer shall be bound by the relevant terms and conditions, please click here for details. Photo is for reference only.

Apply now to experience the Japanese-style shopping fun!

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)

Monday to Sunday: 8:30am to 12am

To borrow or not to borrow? Borrow only if you can repay!

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Experience the Japanese-style shopping fun

Fubon Bank and YATA Department Store have jointly launched YATA Visa Platinum Card to deliver the “Modern Japanese Lifestyle”. YATA Visa Platinum Card not only offers perpetual annual fee waiver, but also rebate from the transactions made via online merchants, exclusive purchase discounts at YATA Department Store and a variety of fabulous benefit all year round. Let’s experience the Japanese-style shopping fun together!

3 Reward in 1 Transaction	Rewards
“Monthly Reward”^*	You will be rewarded with a HK$50 YATA Gift Certificate for every HK$2,000 spending per month, rebate up to 2.5% (cut-off date will be the 15th day of each month).
“Balance Reward”^*	The remaining spending amount or the spending amount less than HK$2,000 will be automatically accumulated for the “Balance Reward” after deduction of the “Monthly Reward” above. You will also be entitled to an extra HK$50 YATA Gift Certificate for every accumulated spending of HK$5,000 within 6 months (cut-off date will be April 15 and October 15 of each year).
YATA Credit Card Bonus Point Program^#	You will earn 1 bonus point for every HK$1 card spending. For every 25,000 bonus points, you can redeem HK$100 cash credit or cash coupon, while HK$200 cash credit with 40,000 bonus points only, rebate up to 0.5%.

Transactions of stored value facilities (SVF) and/or re-loading are not applicable.

Bonus points and gifts from different credit card accounts under the same cardholder will be accumulated and redeemed separately. Bonus points accumulated will be valid for up to one year (calculated by Membership year) and the due date of bonus points will be shown on the cardholder’s principal card monthly statement. Voided or expired Points will be automatically purged and cannot be extended or redeemed. Purged Points will not be shown on the monthly statement.

Remarks:

Telephone Banking Identification Number (“TIN”) is required for redeeming the rewards by credit card bonus points via Phone Banking. You can apply for TIN via Fubon Bank Integrated Customer Service Hotline at 2566 8181 or any of our Fubon Bank branches.
The operation of Points enquiry and/or redemption in credit card account is only applicable to principal cardholder.

Year-round Discount Offers

Product Type

Regular-priced Item

Fixed Priced & Discounted Item

Fashion and Household Products

10% off

5% off

Shopping at Supermarkets on Mondays

5% off

Selected Concession Items

5% - 10% off

5% off

Remarks:

The above offers are only applicable to the product types listed above. Please contact YATA staff for discount offers details provided by participating merchants.
The above offers are not applicable to special shopping days, event, part of the concession and trial sale counter.

Interest-free Installment Plan

Upon purchase of the designated products with HK$1,500 or above at YATA, you can enjoy interest-free installment plan with repayment period up to 36 months. For every HK$1 repaid, you will be entitled to 1 credit card bonus point.
Upon spending of HK$1,000 or above with YATA Visa Platinum Card at any merchants, you can apply for the installment plan. Repayment period of the first installment is up to 87 days. For every HK$1 repaid, you will be entitled to 1 credit card bonus point. Tenor period is from 6 months to 36 months with 0.5%^† monthly handling fee only.

^†

For a loan amount of HK$100,000, the APR of monthly handling fee 0.5% is 11.46% (12-month repayment tenor). The APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate and non-refundable monthly handling fee of the loan.

Remarks: Fubon Bank shall not be responsible for any problem(s) occur to the relevant product(s) (including its/their maintenance)/service(s), the merchant(s) and the related supplier(s). Cardholder shall continue to be responsible for any amount that is still outstanding and payable by cardholder under the Plan. Please click here for details of the terms and conditions.

Discounts for Concession Items

Spend with your YATA Visa Platinum Card at the designated concession merchants to enjoy discount on regular-priced items.

Remarks:

The above offers are subject to the latest announcement from concession merchants, please contact YATA staff for details.
To be entitled to the above offers, cardholder is required to settle the full payment by YATA Visa Platinum Card. Cardholder is also required to present his/her YATA Visa Platinum Card to the respective concession merchants whose do not accept credit card payment before settlement.
Unless otherwise specified, the above concession merchants provide long-lasting discount offers to YATA Visa Platinum Cardholders.
The above offers are not applicable to non-scheduled sales discount offers in accordance with sales volume of individual brands in the market.
The above offers cannot be used in conjunction with other offers and special promotion.
YATA Limited and Fubon Bank (Hong Kong) Limited reserve the right of making final decision on the usage of the above offers.

An Array of Other Privileges/Features

Perpetual annual fee waiver^▲
Exclusive discount offers during “YATA Card Sale”
Free delivery service by YATA upon net purchase amount of HK$600 or above^◊
20% discount on the first year rental of deposit box
Octopus Add-Value Service, please click here for details
Built-in contactless payment function. Simply tap the card against the contactless card reader accepting Visa payWave/Mastercard to settle transaction, please click here for details.

^▲

Fubon Bank will charge an annual fee against a cardholder in the following calendar year in the event that Fubon Bank’s records show that the cardholder has failed to pay the minimum payment on or before the payment due date twice or on more occasion within a period of twelve consecutive months immediately on the anniversary of account open date.

^◊

All spending requirement, delivery fee and delivery district are subject to the latest announcement from YATA. Please contact YATA staff for service details.

YATA Outlets Address

Apply now
to experience the Japanese-style shopping fun! The promotion is subject to relevant terms and conditions.

Fubon Bank Integrated Customer Service Hotline: 2566 8181 (press 1 after language selection)

Monday to Sunday: 8:30am to 12am

To borrow or not to borrow? Borrow only if you can repay!

Download Cardholder Agreement

Terms & Conditions

General Terms and Conditions of the Welcome Gift Offers and Other Benefits:

To be eligible for the principal card welcome gift, customers are required to successfully apply for a principal card of YATA Visa Platinum Card on or before 31 December 2024. A new card will be sent to the customer at his/her correspondence address by Fubon Bank (the “Bank”) or customer will be contacted to collect the new card at branch. To be eligible for the welcome gifts, the principal cardholder is required to spend HK$2,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance. Other transactions including but not limited to tax payment, online bill payment, balance transfers, installment, administration fee, financial charges, annual fee, autopay transactions, Octopus AAVS reload transactions and casino transactions will not be counted as welcome gift spending requirement. The transaction date(s) shown in the statement(s) issued by the Bank shall be regarded as the relevant transaction date(s). If any retail transaction(s) is/are later cancelled or reversed after the redemption of the welcome gifts causing the cardholder not fulfilling the spending requirement, the Bank reserves the right to debit HK$100 as handling fee against his/her account immediately without prior notice.

Only customers who are not holders of the Bank's credit cards or co-branded cards (including supplementary card) up to the application date are eligible for the welcome gift. No welcome gift will be granted if customers have cancelled the Bank's credit cards within the past 6 months from the application date in the case of successful application. To be eligible for the welcome gift, the relevant credit card account must be still valid and in normal status.

A welcome gift redemption letter will be sent to the customer at his/her correspondence address within 4 to 6 weeks (from transaction posting date) upon the cardholder fulfilling the spending requirement. Cardholders have to bring along the original copy of welcome gift redemption letter and other necessary documents to the designated Customer Service Counter of YATA Department Store or the designated Cashier Customer Service Counter of YATA Supermarket for redeeming the welcome gift. Please refer to the redemption details as stated on the welcome gift redemption letter.

Each customer is only eligible for one welcome gift regardless of the number of the Bank's credit cards or co-branded cards applications successfully applied for. Customer is not allowed to change the welcome gift once it has been chosen. Welcome gifts listed above are provided on a first-come-first-served basis, while stock lasts. If any of the welcome gifts chosen are out of stock, the Bank reserves the right to substitute the welcome gift with another offer without prior notice. The value or nature of the substitute may differ from the current welcome gifts offered in this promotion.

The relevant products, services, information and photos are provided by YATA Department Store. The Bank makes no representation or guarantee as to the quality and availability of the products, services or information provided by YATA Department Store, and shall not be liable for any matters arising from or in connection with the products, services or information provided by YATA Department Store. Any claim, complaint, or dispute arising out of, or in connection with, the said products, services or benefits shall be resolved between cardholders and YATA Department Store.

Terms and Conditions of HK$100 YATA Gift Certificate:

HK$100 YATA Gift Certificate (the “Extra Gift”) is only applicable to principal card application of YATA Visa Platinum Card via Fubon GO Mobile Application (“Fubon GO”) or online application form. To be eligible for the Extra Gift, customers are required to upload the required documents via the same application channel within 7 days from the date of application. The Extra Gift will be sent to the customer at his/her correspondence address within 4 weeks after customer submitted the required documents and the Bank completed the card application process. The Bank shall not be liable for reissuance or loss of the Extra Gift. If the customers have not received the Extra Gift at the above-mentioned period, he/she is required to call Fubon Bank Integrated Customer Service Hotline 2566 8181 (press 1 after language selection) for enquiry immediately.

Only customers who are not holders of the Bank's credit cards or co-branded cards (including supplementary card) up to the date of application are eligible for the Extra Gift. No Extra Gift will be granted if the customers have applied or cancelled the Bank’s credit cards or co-branded cards within the past 6 months from the date of application. No Extra Gift will be granted if customers cancel their card application.

Each customer is only eligible for one Extra Gift regardless of the number of the Bank's credit cards or co-branded cards applications successfully applied for. Customer is not allowed to change the Extra Gift once it has been chosen. The Extra Gift listed above is provided on a first-come-first-served basis, while stock lasts. If the chosen Extra Gift is out of stock, the Bank reserves the right to substitute the Extra Gift with another offer without prior notice. The value or nature of the substitute may differ from the current Extra Gift offered in this promotion.

Remarks: The Bank reserves the right for the decision of final approval of all Credit Card application, and to suspend, vary or terminate the above offers and its terms and conditions at any time without prior notice. In case of any disputes, the decision of the Bank shall be final and conclusive. Should there be any inconsistency between the English and Chinese versions of the terms and conditions, the English version shall prevail.

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