Get “Z” Go Travel Insurance Plan offers single trip travel plan and annual travel plan. Each plan has three plan levels for your selection according to your needs.
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Single Travel Plan5
|
Annual Travel Plan6
|
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|
|
- | enjoy on-time guarantee allowance for over 3-hour delay3 |
- | enjoy travel delay allowance for every 6-hour delay |
- |
cover irrecoverable prepaid and unused, or additional costs incurred due to trip cancellation or interruption (e.g. hotel cost, transportation or event tickets cost, car rental, etc.)
|
- | cover costs related to re-routing, trip cancellation, or overseas extra/ forfeited hotel cost overseas due to travel delay4 |
- | flexibility to change policy cover period if there is a change in travel plan (for same duration and same travelers only) |
- | free travel insurance extension up to 10 days |
- | cover all irrecoverable additional costs incurred due to trip interruption |
Section |
Benefits |
Maximum benefits per adult per insured journey (HKD)
|
||
---|---|---|---|---|
Supreme Plan
|
Elite Plan
|
Breezy Plan
|
||
1 | Medical Cover | |||
(a) Medical expenses | ||||
– age 75 or below | 1,500,00010 | 1,000,000 | 500,000 | |
– age 76 or above | 1,500,00010 | 500,000 | 250,000 | |
Including: | ||||
– follow-up for injury | 100% of maximum benefits | |||
– follow-up for illness | 10% of maximum benefits | |||
– follow-up for Chinese medicine or chiropractic treatment | 3,000 | |||
– Overseas travelling expense for seeking medical treatment | 300 | |||
(b) Compassionate death cash | 15,000 | 10,000 | Not applicable | |
(c) Overseas hospital daily cash benefit | 5,000 (500 per day) | 3,000 (300 per day) | Not applicable | |
(d) Daily cash allowance due to unexpected compulsory quarantine | 5,000 (500 per day) | Not applicable | Not applicable | |
2 | Zurich Emergency Assistance | |||
(a) Deposit guarantee for hospital admission | 39,000 | |||
(b) Emergency medical evacuation | Actual cost | |||
(c) Repatriation of mortal remains | Actual cost | |||
(d) Compassionate visit | One economy class round-trip travel ticket and hotel accommodation expenses up to 700 per day (max. 5 days) | |||
(e) Travelling and accommodation expenses | One economy class one-way travel ticket and hotel accommodation expenses up to 1,950 per day (max. 4 days) | |||
(f) Return of unattended children | One economy class one-way travel ticket and up to 30,000 | |||
(g) 24-hour telephone hotline and referral services | Included | |||
(h) MediExpress China Medical Card service | Included (applicable to annual travel plan and insured adult only) | |||
3 | Accident Cover | |||
(a) Personal accident | ||||
(i) Accident on public common carrier or during terrorism | ||||
– age 75 or below | 1,500,000 | 1,000,000 | 500,000 | |
– age 76 or above | 1,500,000 | 400,000 | 200,000 | |
(ii) Other accidents | ||||
– age 75 or below | 1,000,000 | 800,000 | 400,000 | |
– age 76 or above | 1,000,000 | 400,000 | 200,000 | |
(b) Burns accident | 500,000 | 200,000 | Not applicable | |
4 | Personal Property Cover | |||
(a) Personal belongings, including the following sub-limits: | 20,000 | 15,000 | 5,000 | |
– per set/item/pair | 3,000 | |||
– mobile phone (one per insured journey) | 3,000 | 3,000 | Not applicable | |
– all cameras and camcorders and related accessories and equipment | 5,000 | 5,000 | 3,000 | |
– laptop computer | 10,000 | 10,000 | Not applicable | |
(b) Loss of personal money | 3,000 | 2,000 | Not applicable | |
(c) Replacement cost for loss of travel document and/ or travel ticket | 3,000 | 2,000 | Not applicable | |
5 | Delay Cover | |||
(a) Travel delay allowance (HKD300 for every 6 hours)11 | 2,000 | 1,000 | 300 | |
– Cover is not limited to specified events | Applicable | Not applicable | Not applicable | |
(b) Baggage delay allowance (over 6 hours) | 800 | 500 | Not applicable | |
(c) On-time guarantee allowance (over 3 hours) | 300 | Not applicable | Not applicable | |
6 | Journey Inconvenience Cover11 | |||
– Cover is not limited to specified events | Applicable (subject to policy exclusions) |
Not applicable | Not applicable | |
(a) Cancellation of trip | 40,000 | 20,000 | 5,000 | |
(b) Interruption of trip | 40,000 | 20,000 | 5,000 | |
(c) Hotel cost due to travel delay (over 6 hours) | 2,000 | 1,000 | Not applicable | |
(d) Cancellation of trip due to travel delay (over 12 hours) | 5,000 | 2,500 | Not applicable | |
(e) Hotel cost in overseas due to unexpected quarantine | 50% of hotel cost up to 1,000 per room per day (max. 7 days) | Not applicable | ||
7 | Liability Cover | |||
(a) Personal liability | 2,500,000 | 2,000,000 | 1,000,000 | |
(b) Rental vehicle excess | 15,000 | 10,000 | Not applicable | |
8 | Zurich Care Protection (applicable to Single trip travel plan only) | |||
(a) Home protection | 5,000 | Not applicable | ||
(b) Pet protection | ||||
(c) Child and elderly protection | ||||
(d) Missed event protection | ||||
Free Extended Cover on Bike Tour and Marathon | Applicable | Not applicable | Not applicable | |
Optional Benefits12 | ||||
Optional Benefit 1 - full coverage for accompanied child | Applicable | |||
Optional Benefit 2 - additional personal accident & medical expenses cover | 1,000,000 or 2,000,000 | Not applicable | Not applicable |
Premium (HKD)
|
||||||
---|---|---|---|---|---|---|
Supreme Plan
|
Elite Plan
|
Breezy Plan
|
||||
Day
|
Adult13 / Child14
|
Optional benefit 1 / Additional accompanied child15
|
Adult13 / Child14
|
Optional benefit 1 / Additional accompanied child15
|
Adult13 / Child14
|
Optional benefit 1 / Additional accompanied child15
|
1
|
178
|
53
|
143
|
43
|
80
|
25
|
2
|
208
|
63
|
153
|
46
|
90
|
30
|
3
|
238
|
73
|
173
|
53
|
100
|
35
|
4
|
308
|
93
|
233
|
73
|
120
|
40
|
5
|
348
|
103
|
273
|
83
|
160
|
55
|
6
|
398
|
113
|
323
|
96
|
210
|
60
|
7
|
418
|
123
|
348
|
103
|
220
|
65
|
8
|
438
|
133
|
383
|
113
|
230
|
70
|
9
|
468
|
143
|
393
|
116
|
240
|
75
|
10
|
498
|
153
|
413
|
123
|
260
|
80
|
11
|
558
|
163
|
458
|
136
|
270
|
85
|
12
|
578
|
173
|
493
|
146
|
290
|
90
|
13
|
618
|
183
|
523
|
156
|
300
|
95
|
14
|
658
|
193
|
553
|
166
|
310
|
100
|
15
|
718
|
213
|
613
|
183
|
350
|
105
|
16 - 20
|
758
|
233
|
643
|
193
|
400
|
120
|
21 - 25
|
848
|
253
|
713
|
213
|
450
|
135
|
26 - 30
|
948
|
283
|
813
|
243
|
480
|
145
|
Each additional day
|
42
|
13
|
30
|
9
|
22
|
7
|
Day
|
Premium (HKD)
|
|
---|---|---|
HKD1,000,000 per section
|
HKD2,000,000 per section
|
|
1-5
|
65
|
100
|
6-10
|
140
|
200
|
11-15
|
210
|
320
|
16-20
|
270
|
420
|
21-25
|
330
|
530
|
26-30
|
400
|
650
|
Each additional 5 days
|
80
|
120
|
Premium (HKD)
|
|||||
---|---|---|---|---|---|
Supreme Plan
|
Elite Plan
|
Breezy Plan
|
|||
Adult13 / Child14
|
2,890
|
2,280 | 1,480 | ||
Optional benefit 1 / Additional accompanied child15
|
868
|
688 | 448 | ||
Optional benefit 2 – Additional personal accident & medical expenses cover (applicable to adult for Supreme Plan only) | |||||
HKD1,000,000 per section
|
980
|
Not applicable
|
|||
HKD2,000,000 per section
|
1,480
|
Benefits |
Red OTA
|
Black OTA
|
---|---|---|
Before departure
|
||
Cancellation of trip
|
Up to 50% of maximum benefits | Up to 100% of maximum benefits |
During journey
|
||
Interruption of trip
|
Up to 50% of maximum benefits | Up to 100% of maximum benefits |
Cash allowance
For involuntary stay behind due to Black OTA after the journey has begun |
Not applicable | HKD500 per day (up to 10 days) |
Please call Fubon Bank Enrollment Hotline 2806 5038 during office hours* for more details.
*Office hours: Monday to Friday: 9am to 9pm (except public holidays).