When expanding your business, strategizing and planning are as important as protecting the contents of your retail shop. Our shop product offers comprehensive coverage for trade contents as well as personal accident protection, legal liability protection, etc., freeing your mind to focus on expanding your trade.

Product Features

• Protects your business against all risks such as fire, theft, burglary, water damage, etc
• Provides trade contents and stock protection, money protection, personal accident protection, increase in cost of working and legal liability protection
• Optional protection includes loss of income and employees' compensation

Remarks:

• The above information is for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency.
• Zurich Insurance Company Ltd is the insurance underwriter of the above insurance plan and is authorized and regulated by the Insurance Authority. Zurich Insurance Company Ltd is solely responsible for all approvals, coverage and compensation under this policy and reserves the right of final approval and decision on such matters.
• Zurich Insurance Company Ltd is not a subsidiary or an affiliate of Fubon Bank (Hong Kong) Limited (“Fubon Bank”).
• Fubon Bank is the authorized insurance agency for Zurich Insurance Company Ltd, and is responsible for introduction of the insurance plans. The Plan is not the product of Fubon Bank. Fubon Bank is not responsible for any terms or obligations of the Plan.
• In case you file a written complaint regarding the selling process or processing of the related transaction to Fubon Bank and the complaint is an “Eligible Dispute(s)” as defined in the Terms of Reference for the Financial Dispute Resolution Centre, Fubon Bank is required to enter into a Financial Dispute Resolution Scheme process with you if the Eligible Dispute cannot be resolved after Fubon Bank has issued the final written reply. If the complaint / dispute is related to the policy terms and conditions, it should be resolved directly between Zurich Insurance Company Ltd and you. Nevertheless, where practicable and appropriate, Fubon Bank will provide reasonable assistance to customers in the dispute resolution process.
• Levy collected by the Insurance Authority (if any) has been imposed on this policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For further information, please visit http://www.zurich.com.hk/ia-levy.
• Zurich Insurance Company Ltd is a company incorporated in Switzerland with limited liability and its principal place of business in Hong Kong is at 25-26/F, One Island East, 18 Westlands Road, Island East, Hong Kong.
• The English version shall prevail in case of inconsistency between the English and Chinese versions.