Features

Features

-	Loan amount up to 90% of the property value or appraised property value (whichever is lower) through "Mortgage Insurance Program"#
-	Repayment period up to 30 years

 

Value-added Services and Privileges

Value-added Services and Privileges

-	Cash rebate
-	One year fire insurance for free
-	Valuation fee waiver

 

Promotion Terms and Conditions:
i) The amount of the cash rebate will be subjected to factors such as property type, loan amount; ii) The 2nd year of fire insurance fee will be waived when the 1st year of fire insurance is purchased from our appointed insurance company. The waiver is subject to factors such as property type, age of property, etc. The Promotion is subject to relevant terms and condition. If you have any inquiries, please feel free to contact us.

#

Loan amount is subject to the threshold approved by the Hong Kong Monetary Authority. The mortgage loan exceeding 80% loan-to-value ratio under “Mortgage Insurance Program” is only applicable to regular salaried first time home buyers (not holding any residential properties in Hong Kong at the time of application) with debt-to-income ratio up to 50% and subject to relevant guidelines.

 

Simple Steps of Application

Simple Steps of Application

-	Click here for online registration  (System Requirements Tips) (System Requirements Tips)
-	Call our Mortgage Services Hotline at 2806 7222 during office hours*
-	Visit our Fubon Bank Branch by bringing along your identity documents, Provisional Sales and Purchase Agreement and income proof (including the recent bank statement of salary record, payroll slip and latest tax demand note)

We will serve with best effort to meet different financial needs and build your dream house.

*	Monday to Friday: 9am to 7pm; Saturday: 9am to 1pm (Except public holidays).

To borrow or not to borrow? Borrow only if you can repay!

For various service charges for mortgage services, please click here for the List of Service Charges for Retail Banking Services.

Notes:
1.	Fubon 90% Mortgage Plan (the “Plan”) is only applicable to loan amount which is HK$500,000 or above (For loan amount below HK$500,000, the Bank will consider the application on a case-by-case basis). Actual loan terms will be specified in the documents to be signed by the customers.
2.	“Mortgage Insurance Program” is subject to the final approval from HKMC Insurance Limited or QBE Mortgage Insurance (Asia) Ltd. Applicant is responsible for the premium needed.
3.	The above information is for reference only, the mortgage plans / privileges are subject to the requirements and related terms and conditions prescribed by the Bank. For details, please contact our Mortgage Hotline at 2806 7222 or the staff of the Bank.
4.	The final terms and conditions of the mortgage will be governed by the Facility Letter and other relevant documents signed by the customers. The Bank may at its absolute discretion approve or reject any application for credit facilities and mortgage and may decline any application without assigning any reason.
5.	The Bank reserves the right to suspend, vary or cancel the mortgage plans / privileges and amend the relevant terms and conditions at its sole discretion at any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.