Requirements

Fubon Visa Infinite Card Cash Reward

With e-mail address provided and e-Statement applied; AND “Daily Average Total Relationship Balance” during “Calculation Period” reaches HK$1,000,000 equivalent or above; AND Successfully use “Designated Wealth Management Services” during “Target Period”; AND Successfully apply or hold a valid principal card of Fubon Visa Infinite Card; AND Hold a valid Fubon magi©money manager HKD Interest-bearing Current Account; AND Hold a valid Investment Account

HK$1,688

Credit Card Welcome Reward

Credit Card Welcome RewardSuccessfully apply for a principal card and/or supplementary card of Fubon Visa Infinite Card and also fulfil the relevant requirements, principal cardholders can enjoy 180,000 Fubon Credit Card Bonus Points (equivalent to 12,000 Asia Miles); supplementary cardholders can enjoy 90,000 Fubon Credit Card Bonus Points (equivalent to 6,000 Asia Miles).

To borrow or not to borrow? Borrow only if you can repay!

Join Ambassador Banking now to enjoy prestigious privileges!

Join Ambassador Banking now to capture unlimited wealth potentials!

For details, please visit any of our branches or call us at 2806 7288 during business hours.

Remarks: The above products, services and offers are bound by the relevant Terms and Conditions.

Terms and Conditions

General Terms and Conditions: General Terms and Conditions:
1.	The “Bank” means Fubon Bank (Hong Kong) Limited.
2.	“Promotion Period” is from 3 October 2023 to 30 December 2023, both dates inclusive. The offers are limited and available on a first-come-first-served basis while quota lasts..
3.	All offers in this promotion are only applicable to personal customers but not applicable to corporate customers.
4.	All foreign currency balances are calculated based on the Bank’s closing revaluation rate and then convert to its HKD equivalent.
5.	For all records of services and transactions in this promotion, the Bank’s record shall prevail.
6.	All offers cannot be used in conjunction with other promotional offers.
7.	All privileges and rewards cannot be transferred, returned or exchanged for other products or rewards.
8.	For the service details and the relevant terms and conditions of Ambassador Banking, please refer to the relevant promotional materials or contact the staff of the Bank.
9.	All offers and services are subject to their relevant terms and conditions, please contact the staff of the Bank for details.
10.	No person other than the Bank and the customer who entered into a contract relating to this promotion (if any) with the Bank will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623, the Laws of Hong Kong) to enforce or to enjoy the benefit of any term under these Terms and Conditions.
11.	The Bank reserves the right to suspend, vary or terminate the promotion and to amend the relevant terms and conditions at any time without prior notice.
12.	In the event of a dispute arising out of this promotion, the decision of the Bank shall be final and conclusive.
13.	Should there be any discrepancies between the English and Chinese versions of the terms and conditions, the English version shall prevail.
Terms and Conditions of “Welcome Reward”: Terms and Conditions of “Welcome Reward”:
14.	This offer is only applicable to personal customers (sole account) who have not enrolled Ambassador Banking during the period from 1 October 2022 to 29 September 2023, but not applicable to joint account.
15.	To be entitled to HK$1,688 cash reward of Fubon Visa Infinite Card, customer is required to fulfill ALL of the below requirements:
	i) Successfully enrolled Ambassador Banking during the Promotion Period with email address provided and e-Statement service applied; ii) “Daily Average Total Relationship Balance” during the “Calculation Period” reaches HK$1,000,000 equivalent or above: “Total Relationship Balance (TRB)” is the aggregate daily day-end balance of all Hong Kong dollar and foreign currency deposits, investment (includes securities, investment fund, structured investment products and bonds) and prepaid/paid premium amount of life insurance plans as provided by the designated insurance company(ies) (excluding those insurance plan(s) underwritten by the insurance company(ies) with which the Bank has terminated the Bancassurance relationships) under the same customer record with the Bank. If the life insurance policy is underwritten by China Life Insurance (Overseas) Company Limited, the relevant prepaid/paid premium amount is based on the last month-end balance of the policy. There may be time lag before the prepaid/paid premium amount of insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB. In such circumstances, the Bank has the absolute sole discretion to determine the prepaid/paid premium amount of insurance policies. Balance in a joint account will not be counted as “TRB” of a sole account. Premium of life insurance policy will only be counted as TRB of the policyholder’s sole account. All foreign currency balances are calculated based on the Bank’s closing revaluation rate and then convert to its HKD equivalent. The relevant calculation results are subject to the Bank’s final record. For details of “Calculation Period”, please refer to Clause 16. “Daily Average TRB” is the daily average of “TRB” during the “Calculation Period”. iii) Successfully use one of the below “Designated Wealth Management Services” during “Target Period” (based on transaction dates), please refer to Clause 16 for details of “Target Period”: a) Apply for any life insurance plan through the Bank with annualized premium at HK$50,000 equivalent or above, insurance policy cancelled during the cooling off period will be excluded; OR b) Subscribe investment fund through the Bank with single subscription amount at HK$200,000 equivalent or above; OR c) Complete a buy or sell transaction of bond through the Bank (excluding iBond, Silver Bond and Green Bond issued by HKSAR Government); OR d) Complete buy or sell order(s) of stocks listed at HKEx and denominated in Hong Kong dollar only (excluding IPO shares subscriptions) through any channels of the Bank with cumulative completed transaction amount at HK$500,000 equivalent or above. iv) Successfully apply for a principal card of Fubon Visa Infinite Card on or before 31 March 2024: Customer who holds a valid principal card of Fubon Visa Infinite Card does not need to apply. The Bank reserves the right to reject the application of credit card without providing reason. v) Hold a valid Fubon magi©money manager HKD Interest-bearing Current Account at the end of the Promotion Period. vi) Hold a valid Investment Account at the end of the Promotion Period.
16.	The Bank will credit the relevant cash reward to principal card account of Fubon Visa Infinite Card of eligible customer according to the below schedule (or other period announced via the Bank’s website), yet the eligible customer must still hold valid Ambassador Banking, e-Statement service and principal card of Fubon Visa Infinite Card (in normal status). Month of Successful Enrollment to Ambassador Banking “Calculation Period” (both dates inclusive) “Target Period” (both dates inclusive) Date of Crediting the relevant Cash Rewards October 2023 1 November 2023 to 31 January 2024 3 October 2023 to 31 January 2024 On or before 30 April 2024 November 2023 1 December 2023 to 29 February 2024 1 November 2023 to 29 February 2024 On or before 31 May 2024 December 2023 1 January 2024 to 31 March 2024 1 December 2023 to 31 March 2024 On or before 30 June 2024
17.	Each eligible customer shall only be entitled to “Welcome Reward” once under this promotion.
Terms and Conditions of “Credit Card Welcome Reward”: Terms and Conditions of “Credit Card Welcome Reward”:
18.	To be eligible for the principal card and/or supplementary card welcome gift, customers are required to successfully apply for a principal card and/or supplementary card of Fubon Visa Infinite Card on or before 31 December 2023. A new card will be sent to the customer at his/her correspondence address by Fubon Bank (the “Bank”) or customer will be contacted to collect the new card at branch. To be eligible for the welcome gift, the principal cardholder and/or supplementary cardholder is/are required to fulfil the following welcome gift redemption requirements. The transaction date(s) shown in the statement(s) issued by the Bank shall be regarded as the relevant transaction date(s). If any retail transaction(s) is/are later cancelled or reversed after redemption of the welcome gift causing the cardholder not fulfilling the spending requirement, the Bank reserves the right to debit HK$100 as handling fee against his/her account immediately without prior notice.
19.	The principal cardholder is required to spend HK$10,000 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance. The supplementary cardholder is required to spend HK$5,000 or above on eligible retail purchase and/or cash advance with the supplementary card within the first 3 months from the date of card issuance. Other transactions including but not limited to tax payment, online bill payment, balance transfers, installment, administration fee, financial charges, annual fee, autopay transactions, Octopus AAVS reload transactions and casino transactions will not be counted as welcome gift spending requirement. Bonus Point will be credited to the principal cardholder’s new credit card account, which must be a valid account in normal status, within 4 to 6 weeks (from transaction posting date) upon the cardholder fulfilling the spending requirement and such credit will then be shown in the principal cardholder's statement.
20.	Only customers who are not holders of the Bank's credit cards or co-branded cards (including supplementary card) up to the application date are eligible for the welcome gifts. No welcome gift will be granted if the customers have cancelled the Bank’s credit cards or co-branded cards within the past 6 months of application date in the case of successful application. To be eligible for the welcome gifts, the relevant credit card account must be still valid and in normal status.
21.	Each customer is only eligible for one welcome gift regardless of the number of the Bank's credit cards or co-branded cards applications successfully applied for. Customer is not allowed to change the welcome gift once it has been chosen. Welcome gifts listed above are provided on a first-come-first-serve basis, while stock lasts. If any of the welcome gifts chosen are out of stock, the Bank reserves the right to substitute the welcome gift with another offer without prior notice. The value or nature of the substitute may differ from the current welcome gifts offered in this promotion.
22.	The Bank reserves the right for the decision of final approval of all Credit Card application, and to suspend, vary or terminate the above offers and its terms and conditions at any time without prior notice. In case of any disputes, the decision of the Bank shall be final and conclusive. Should there be any inconsistency between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Risk Disclosure and Important Note: The following risk disclosure statements cannot disclose all the risks involved. You are advised to seek independent financial and professional advice before you trade or invest. Investment involves risks. Prices of investment products may go up as well as down and may even become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment products. Past performance is not indicative of future performance. Before making any investment decisions, a person should carefully consider whether the investment is suitable in light of his/her financial situation, investment experience, investment objectives, and risk tolerance level. Securities, investment funds, structured investment products (including Currency-Linked Deposit) and bonds are not equivalent to, nor should they be treated as a substitute for time deposit. They are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. The life insurance plan is not a bank saving plan embedded with a free life insurance. The premium is not a placement of a savings deposit with the bank and hence is not protected by the Deposit Protection Scheme in Hong Kong. The value of RMB is subject to the risk of currency exchange rate fluctuation. Customer will bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to regulatory and foreign exchange restrictions (which might be changed from time to time). Foreign currency investments are subject to exchange rate fluctuations which may provide both returns and risks. The fluctuation in the exchange rate of currency may result in losses in the event that the customer converts the currency into other currency. The Bank is the authorized distributor of the fund house(s), and is responsible for introduction of the investment funds. The investment funds are not the product of the Bank. The Bank is not responsible for any terms or obligations of the investment funds. The Bank is a licensed insurance agency appointed by Fubon Life Insurance (Hong Kong) Company Limited and China Life Insurance (Overseas) Company Limited, and is responsible for introduction of the relevant insurance plans. The relevant insurance plans are not the product of the Bank. The Bank is not responsible for any terms or obligations of the relevant plan. In case you file a written complaint regarding the selling process or processing of the related transaction to the Bank and the complaint is an “Eligible Dispute(s)” as defined in the Terms of Reference for the Financial Dispute Resolution Centre, the Bank is required to enter into a Financial Dispute Resolution Scheme process with you if the Eligible Dispute cannot be resolved after the Bank has issued the final written reply. If the complaint/dispute is related to the policy term, it should be resolved directly between the fund house(s) or the insurance company(ies) and you. The information provided in this webpage is for reference only and does not constitute any offer, solicitation, advice or promise to any person to buy/sell, subscribe or enter any transaction for any investment products or services contained in this document. You should not base on this marketing material alone to make any investment decision, but should read in detail the relevant offering documents and Risk Disclosure Statements. The investment decision is yours but you should not invest in the investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. This webpage is issued by Fubon Bank (Hong Kong) Limited and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.