General Terms and Conditions:
General Terms and Conditions: |
| 1. |
The “Bank” means Fubon Bank (Hong Kong) Limited. |
| 2. |
“Promotion Period” is from 1 April 2025 to 30 June 2025, both dates inclusive. |
| 3. |
All offers in this promotion are only applicable to personal customers and are not applicable to corporate customers. |
| 4. |
All foreign currency balances are calculated based on the Bank’s closing revaluation rate and then converted to its HKD equivalent. The relevant calculation results are subject to the Bank’s final record. |
| 5. |
For all records of services and transactions in this promotion, the Bank’s record shall prevail. |
| 6. |
All offers cannot be used in conjunction with other promotional offers. |
| 7. |
All privileges and rewards cannot be transferred, returned or exchanged for other products or rewards. |
| 8. |
For the service details and the relevant terms and conditions of Ambassador Banking, please refer to the relevant promotional materials or contact the staff of the Bank. |
| 9. |
All offers and services are subject to their relevant terms and conditions, please contact the staff of the Bank for details. |
| 10. |
No person other than the Bank and the customer who entered into a contract relating to this promotion (if any) with the Bank will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623, the Laws of Hong Kong) to enforce or to enjoy the benefits of any term under these Terms and Conditions. |
| 11. |
The Bank reserves the right to suspend, vary or cancel the above privileges and amend the relevant terms and conditions at any time without prior notice. Terms and conditions of the above privileges is available at our website, same as all latest details including the changes, suspension, or cancellation mentioned above. In case of any disputes, the decision of the Bank shall be final and conclusive. |
| 12. |
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. |
| 13. |
In the event of a dispute arising out of this promotion, the decision of the Bank shall be final and conclusive. |
| 14. |
Should there be any discrepancies between the English and Chinese versions of the terms and conditions, the English version shall prevail. |
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Terms and Conditions of “Welcome Reward”:
Terms and Conditions of “Welcome Reward”: |
| 15. |
This offer is only applicable to personal customers (sole account) who have not enrolled Ambassador Banking during the period from 1 April 2024 to 31 March 2025, but not applicable to joint account |
| 16. |
To be entitled to HK$1,688 cash reward of Fubon Platinum Card , customer is required to fulfill ALL of the below requirements: |
| i) |
Successfully enrolled Ambassador Banking during the Promotion Period with email address provided and e-Statement service applied; |
| ii) |
“Daily Average Total Relationship Balance” during the “Calculation Period” reaches HK$1,000,000 equivalent or above:
- “Total Relationship Balance (TRB)” is the aggregate daily day-end balance of all Hong Kong dollar and foreign currency deposits, investment (includes securities, investment funds, structured investment products and bonds) and prepaid/paid premium amount of life insurance plans as provided by the designated insurance company(ies) (excluding those insurance plan(s) underwritten by the insurance company(ies) with which the Bank has terminated the Bancassurance relationships) under the same customer record with the Bank.
- If the life insurance policy is underwritten by China Life Insurance (Overseas) Company Limited, the relevant prepaid/paid premium amount is based on the last month-end balance of the policy. There may be time lag before the prepaid/paid premium amount of insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB. In such circumstances, the Bank has the absolute sole discretion to determine the prepaid/paid premium amount of insurance policies.
- Balance in a joint account will not be counted as “TRB” of a sole account. Premium of life insurance policy will only be counted as TRB of the policyholder’s sole account.
- All foreign currency balances are calculated based on the Bank’s closing revaluation rate and then convert to its HKD equivalent. The relevant calculation results are subject to the Bank’s final record.
- For details of “Calculation Period”, please refer to Clause 17.
- “Daily Average TRB” is the daily average of the “TRB” during the “Calculation Period”.
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| iii) |
Successfully use one of the below “Designated Wealth Management Services” during “Target Period” (based on transaction dates), please refer to Clause 17 for details of the “Target Period”:
| a) |
Apply for any life insurance plan through the Bank with annualized premium at HK$50,000 equivalent or above, any insurance policies cancelled during the cooling off period will be excluded; OR |
| b) |
Subscribe investment funds through the Bank with a single subscription amount at HK$200,000 equivalent or above; OR |
| c) |
Complete a buy or sell transaction of bonds through the Bank (excluding iBonds, Silver Bonds and Green Bonds issued by HKSAR Government); OR |
| d) |
Complete a buy or sell order of stocks listed at HKEx and denominated in Hong Kong Dollars only (excluding IPO share subscriptions) through any channels of the Bank with a cumulative completed transaction amount at HK$500,000 equivalent or above. |
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| iv) |
Successfully apply for a principal card of Fubon Platinum Card on or before 30 September 2025:
- Customer who holds a valid principal card of Fubon Platinum Card does not need to apply.
- The Bank reserves the right to reject the application of a credit card without providing reason.
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| v) |
Hold a valid Fubon magi©money manager HKD Interest-bearing Current Account at the end of the “Promotion Period”; |
| vi) |
Hold a valid Investment Account at the end of the “Promotion Period”. |
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| 17. |
The Bank will credit the relevant cash reward to principal card account of Fubon Platinum Card of eligible customer according to the below schedule (or other period announced via the Bank’s website), yet the eligible customer must still hold valid Ambassador Banking, e-Statement service and principal card of Fubon Platinum Card in normal status).
| Month of Successful Enrollment to Ambassador Banking |
“Calculation Period” (both dates inclusive) |
“Target Period” (both dates inclusive) |
Date of Crediting the relevant Cash Rewards |
| April 2025 |
1 May 2025 to 31 July 2025 |
1 April 2025 to 31 July 2025 |
On or before 31 October 2025 |
| May 2025 |
1 June 2025 to 31 August 2025 |
1 May 2025 to 31 August 2025 |
On or before 28 November 2025 |
| June 2025 |
1 July 2025 to 30 September 2025 |
1 June 2025 to 30 September 2025 |
On or before 31 December 2025 |
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| 18. |
Each eligible customer shall only be entitled to “Welcome Reward” once under this promotion. |
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| 19. |
For the account’s fees & charges and terms & conditions of accounts & other banking services, please refer to the existing “Global Terms and Conditions for Accounts and Services”, other relevant terms & conditions for banking services and List of Service Charges for Retail Banking Services of the Bank or contact the staff of the Bank for details. |
