General Terms and Conditions:
General Terms and Conditions: |
| 1. |
The “Bank” means Fubon Bank (Hong Kong) Limited. |
| 2. |
“Promotion Period” is from 2 October 2024 to 31 December 2024, both dates inclusive. The offers are limited and available on a first-come-first-served basis while quota lasts. |
| 3. |
All offers in this promotion are only applicable to personal customers and are not applicable to corporate customers. |
| 4. |
All foreign currency balances are calculated based on the Bank’s closing revaluation rate and then converted to its HKD equivalent. The relevant calculation results are subject to the Bank’s final record. |
| 5. |
For all records of services and transactions in this promotion, the Bank’s record shall prevail. |
| 6. |
All offers cannot be used in conjunction with other promotional offers. |
| 7. |
All privileges and rewards cannot be transferred, returned or exchanged for other products or rewards. |
| 8. |
For the service details and the relevant terms and conditions of Ambassador Banking, please refer to the relevant promotional materials or contact the staff of the Bank. |
| 9. |
All offers and services are subject to their relevant terms and conditions, please contact the staff of the Bank for details. |
| 10. |
No person other than the Bank and the customer who entered into a contract relating to this promotion (if any) with the Bank will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623, the Laws of Hong Kong) to enforce or to enjoy the benefits of any term under these Terms and Conditions. |
| 11. |
The Bank reserves the right to suspend, vary or cancel the above privileges and amend the relevant terms and conditions at any time without prior notice. Terms and conditions of the above privileges is available at our website, same as all latest details including the changes, suspension, or cancellation mentioned above. In case of any disputes, the decision of the Bank shall be final and conclusive. |
| 12. |
In the event of a dispute arising out of this promotion, the decision of the Bank shall be final and conclusive. |
| 13. |
Should there be any discrepancies between the English and Chinese versions of the terms and conditions, the English version shall prevail. |
| |
Terms and Conditions of “Welcome Reward”:
Terms and Conditions of “Welcome Reward”: |
| 14. |
This offer is only applicable to personal customers (sole account) who have not enrolled Ambassador Banking during the period from 1 October 2023 to 30 September 2024, but not applicable to joint account. |
| 15. |
To be entitled to HK$1,688 cash reward of Fubon Visa Infinite Card, customer is required to fulfill ALL of the requirements below: |
| i) |
Successfully enrolled Ambassador Banking during the Promotion Period with email address provided and e-Statement service applied; |
| ii) |
“Daily Average Total Relationship Balance” during the “Calculation Period” reaches HK$1,000,000 equivalent or above:
- “Total Relationship Balance (TRB)” is the aggregate daily day-end balance of all Hong Kong dollar and foreign currency deposits, investment (includes securities, investment funds, structured investment products and bonds) and prepaid/paid premium amount of life insurance plans as provided by the designated insurance company(ies) (excluding those insurance plan(s) underwritten by the insurance company(ies) with which the Bank has terminated the Bancassurance relationships) under the same customer record with the Bank.
- If the life insurance policy is underwritten by China Life Insurance (Overseas) Company Limited, the relevant prepaid/paid premium amount is based on the last month-end balance of the policy. There may be time lag before the prepaid/paid premium amount of insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB. In such circumstances, the Bank has the absolute sole discretion to determine the prepaid/paid premium amount of insurance policies.
- Balance in a joint account will not be counted as “TRB” of a sole account. Premium of life insurance policy will only be counted as TRB of the policyholder’s sole account.
- All foreign currency balances are calculated based on the Bank’s closing revaluation rate and then convert to its HKD equivalent. The relevant calculation results are subject to the Bank’s final record.
- For details of “Calculation Period”, please refer to Clause 16.
- “Daily Average TRB” is the daily average of the “TRB” during the “Calculation Period”.
|
| iii) |
Successfully use one of the below “Designated Wealth Management Services” during “Target Period” (based on transaction dates), please refer to Clause 16 for details of the “Target Period”:
| a) |
Apply for any life insurance plan through the Bank with annualized premium at HK$50,000 equivalent or above, any insurance policies cancelled during the cooling off period will be excluded; OR |
| b) |
Subscribe investment funds through the Bank with a single subscription amount at HK$200,000 equivalent or above; OR |
| c) |
Complete a buy or sell transaction of bonds through the Bank (excluding iBonds, Silver Bonds and Green Bonds issued by HKSAR Government); OR |
| d) |
Complete a buy or sell order of stocks listed at HKEx and denominated in Hong Kong Dollars only (excluding IPO share subscriptions) through any channels of the Bank with a cumulative completed transaction amount at HK$500,000 equivalent or above. |
|
| iv) |
Successfully apply for a principal card of Fubon Visa Infinite Card on or before 31 March 2025:
- Customers who hold a valid principal card of Fubon Visa Infinite Card do not need to apply.
- The Bank reserves the right to reject the application of a credit card without providing reason.
|
| v) |
Hold a valid Fubon magi©money manager HKD Interest-bearing Current Account at the end of the “Promotion Period”; |
| vi) |
Hold a valid Investment Account at the end of the “Promotion Period”. |
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| 16. |
The Bank will credit the relevant cash reward to principal card account of Fubon Visa Infinite Card of eligible customer according to the below schedule (or other period announced via the Bank’s website), yet the eligible customer must still hold valid Ambassador Banking, e-Statement service and principal card of Fubon Visa Infinite Card (in normal status).
| Month of Successful Enrollment to Ambassador Banking |
“Calculation Period” (both dates inclusive) |
“Target Period” (both dates inclusive) |
Date of Crediting the relevant Cash Rewards |
| October 2024 |
1 November 2024 to 31 January 2025 |
1 October 2024 to 31 January 2025 |
On or before 30 April 2025 |
| November 2024 |
1 December 2024 to 28 February 2025 |
1 November 2024 to 28 February 2025 |
On or before 30 May 2025 |
| December 2024 |
1 January 2025 to 31 March 2025 |
1 December 2024 to 31 March 2025 |
On or before 30 June 2025 |
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| 17. |
Each eligible customer shall only be entitled to “Welcome Reward” once under this promotion. |
| 18. |
For the account’s fees & charges and terms & conditions of accounts & other banking services, please refer to the existing “Global Terms and Conditions for Accounts and Services”, other relevant terms & conditions for banking services and List of Service Charges for Retail Banking Services of the Bank or contact the staff of the Bank for details. |
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Terms and Conditions of “Credit Card Welcome Reward”:
Terms and Conditions of “Credit Card Welcome Reward”: |
| 19. |
To be eligible for the principal card welcome gift, customers are required to successfully apply for a principal card of Fubon Visa Infinite Card on or before 31 December 2024. A new card will be sent to the customer at his/her correspondence address by Fubon Bank (the “Bank”) or customer will be contacted to collect the new card at branch. To be eligible for the welcome gift, the principal cardholder is/are required to fulfil the following welcome gift redemption requirements. The transaction date(s) shown in the statement(s) issued by the Bank shall be regarded as the relevant transaction date(s). If any retail transaction(s) is/are later cancelled or reversed after redemption of the welcome gift causing the cardholder not fulfilling the spending requirement, the Bank reserves the right to debit HK$100 as handling fee against his/her account immediately without prior notice. |
| 20. |
The principal cardholder is required to spend HK$10,000 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance. Other transactions including but not limited to tax payment, online bill payment, balance transfers, installment, administration fee, financial charges, annual fee, autopay transactions, Octopus AAVS reload transactions and casino transactions will not be counted as welcome gift spending requirement. Bonus Point will be credited to the principal cardholder’s new credit card account, which must be a valid account in normal status, within 4 to 6 weeks (from transaction posting date) upon the cardholder fulfilling the spending requirement and such credit will then be shown in the principal cardholder's statement. |
| 21. |
Only customers who are not holders of the Bank's credit cards or co-branded cards (including supplementary card) up to the application date are eligible for the welcome gifts. No welcome gift will be granted if the customers have cancelled the Bank’s credit cards or co-branded cards within the past 6 months of application date in the case of successful application. To be eligible for the welcome gifts, the relevant credit card account must be still valid and in normal status. |
| 22. |
Each customer is only eligible for one welcome gift regardless of the number of the Bank’s credit cards or co-branded cards applications successfully applied for. Customer is not allowed to change the welcome gift once it has been chosen. Welcome gifts listed above are provided on a first-come-first-serve basis, while stock lasts. If any of the welcome gifts chosen are out of stock, the Bank reserves the right to substitute the welcome gift with another offer without prior notice. The value or nature of the substitute may differ from the current welcome gifts offered in this promotion. |
| 23. |
The Bank reserves the right for the decision of final approval of all Credit Card application, and to suspend, vary or terminate the above its terms and conditions at any time without prior notice. Terms and conditions of the above offers is available at our website, same as all latest details including the changes, suspension, or cancellation mentioned above. In case of any disputes, the decision of the Bank shall be final and conclusive. Should there be any inconsistency between the English and Chinese versions of the terms and conditions, the English version shall prevail. |
