Enjoy up to 15.38% p.a. Preferential Interest Rate

Act now to enjoy the high interest rates! For details, please visit any Fubon Bank branch or call 2566 8181 (press 3 after language selection) during office hours^#. The promotion is subject to relevant terms and conditions.

^#Monday to Friday: 9am to 7pm; Saturday: 9am to 1pm (except public holidays).

Terms and Conditions

1.	Promotion period of the above GBP, NZD, AUD, CAD, RMB and EUR (“Designated Currency”) preferential fixed deposit interest rates runs from 29 September 2025 to 1 November 2025, both dates inclusive (“Promotion Period”). *Promotion period of the above USD (“Designated Currency”) preferential fixed deposit interest rates runs from 20 October 2025 to 1 November 2025, both dates inclusive (“Promotion Period”).
2.	To be entitled to the above preferential fixed deposit interest rates, customers are required to exchange Designated Currency from HKD/ USD/ RMB at board rate via Fubon Bank (Hong Kong) Limited (the “Bank”) mobile banking app "Fubon+" during the Promotion Period and then immediately set up 1-week or 1-month Designated Currency Fixed Deposit Account (“Designated Fixed Deposit Account”). For Foreign Currency Time Deposit Promotion, customers must complete the foreign exchange and immediately set up time deposit accounts with the entire amount of exchanged funds in respective deposit period. If customers leave after completing the foreign exchange, the exchanged amount will not be able to enjoy the preferential time deposit interest rate.
3.	Customer can conduct Foreign Currency Time Deposit Promotion during the following hours (excluding public holidays): Monday to Friday: 8:00 a.m. to 8:00 p.m. Saturday: 8:00 a.m. to 3:30 p.m.
4.	The minimum deposit amount of the Designated Fixed Deposit Account per transaction cannot be lower than the minimum deposit amount requirement. The maximum deposit amount for each customer in the designated fixed deposit account through “Fubon+” is capped at HK$1,500,000 or its equivalent daily.
5.	The above preferential fixed deposit interest rates are not applicable to joint accounts and corporate accounts.
6.	The above preferential fixed deposit interest rates are not applicable to Designated Fixed Deposit Account opened via Fubon Internet Banking or Fubon Phone Banking Service.
7.	The above fixed deposit interest rates (p.a.) are based on the interest rates (p.a.) announced by the Bank as of 2 October 2025 (for currencies other than USD) and 20 October 2025 (for USD) and for reference only. The Bank reserves the right to adjust the fixed deposit interest rate at any time without prior notice, provided always that any fixed deposits placed prior to the said changes or withdrawals will not be affected.
8.	Interest rate of Designated Fixed Deposit Account upon renewal is subject to the Bank’s prevailing interest rate.
9.	If the maturity date of RMB time deposit falls on a non-business day of banks in Hong Kong (including but not limited to non-business day caused by adverse weather condition such as typhoon signal or rainstorm warning), then the maturity date will be automatically postponed to the next business day (which means a day, other than a Saturday, Sunday or public holiday, on which banks are open for general business in Hong Kong). Interest will be calculated at the contracted interest rate based on the said postponed maturity date. If the maturity date of a foreign currency time deposit (Excludes RMB) falls on local holidays of the issuing country/ region of the relevant foreign currency and/or on a non-business day of banks in Hong Kong (including but not limited to non-business day caused by adverse weather condition such as typhoon signal or rainstorm warning), then the maturity date will be automatically postponed to the next succeeding day on which such banks are generally open for business. Interest will be calculated at the contracted interest rate based on the said postponed maturity date.
10.	If customers uplift the fixed deposit before the maturity date, a handling fee will be levied and the Bank reserves the right not to offer any fixed deposit interest. For details of account’s fees and charges and the terms and conditions, please refer to the List of Service Charges of Retail Banking Services of the Bank or contact the staff of the Bank.
11.	The Bank reserves the right to suspend, vary or terminate the above preferential fixed deposit interest rates or amend the relevant terms and conditions at any time without prior notice. Terms and conditions of the above promotion are available on our website, as well as all the latest details including the changes, suspension, or cancellation mentioned above. In case of any dispute, the decision of the Bank shall be final and conclusive.
12.	Any person who is not a party to these terms and conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap.623) to enforce or enjoy any benefits of these terms and conditions.
13.	These Terms and Conditions shall be governed by and construed in accordance with the laws of Hong Kong S.A.R.
14.	Should there be any inconsistency between the Chinese and English versions of the terms and conditions, the English version shall prevail.
Risk Disclosure and Important Note: The value of RMB is subject to the risk of currency exchange rate fluctuation. Customer should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to regulatory and foreign exchange restrictions (which might be changed from time to time). Foreign currency investments are subject to exchange rate fluctuations which may provide both returns and risks. The fluctuation in the exchange rate of currency may result in losses in the event that the customer converts the currency into other currency. Notice to Customers: Fubon Fixed Deposit Account is a deposit qualified for protection by the Deposit Protection Scheme in Hong Kong. Fubon Bank (Hong Kong) Limited is a member of the Deposit Protection Scheme in Hong Kong. Eligible deposits taken by the Bank are protected by the Scheme up to a limit of HK$800,000 per depositor.