Professional Banking Services

Professional Banking Services

With Ambassador Banking, you will receive an array of prestigious privileges. Apart from personalized banking services, we provide you with diversified investment products and assist you to capture unlimited wealth potentials.


Professional Personalized Banking Services

Professional Personalized Banking Services

Our Ambassador Banking Relationship Managers are professional and experienced. They work with you to design a tailor-made and personalized wealth management plan that focuses on your unique financial needs. Backed by a team of specialists, your Relationship Manager is well equipped to provide you with sound advice to assist you to achieve your financial objectives. Our one-on-one customer relationship management approach will enable you to pursue your financial aspirations with the best support.

 

One-stop Financial Services

One-stop Financial Services

Ambassador Banking offers an extensive selection of investment tools including securities, funds, foreign exchange, bonds, currency-linked deposit, structured investment products and insurance plans, etc.

Our Relationship Managers offer bespoke investment plans and innovative products to fulfill your specific needs. They will formulate the best financial arrangement with you according to the latest market trend and your changing needs.

 

Comprehensive Priority Services

Comprehensive Priority Services

You can easily manage your assets through our Ambassador Banking Designated Customer Service Hotline, Phone Banking service or Internet Banking services at anytime, anywhere.

To experience the personalized services and exclusive privileges of Ambassador Banking, you simply maintain a “Daily Average Total Relationship Balance”* of HK$1,000,000 or above.

*Definition of “Daily Average Total Relationship Balance”:

  • “Total Relationship Balance (“TRB”)” is the aggregate daily day-end balance of all Hong Kong dollar and foreign currency deposits, investment (includes securities, investment fund, structured investment products and bonds) and prepaid/paid premium amount of life insurance plans as provided by the designated insurance company(ies) (excluding those insurance plan(s) underwritten by the insurance company(ies) with which Fubon Bank (the “Bank”) has terminated the Bancassurance relationships) under the same customer record with the Bank.
  • If the life insurance policy is underwritten by China Life Insurance (Overseas) Company Limited, the relevant prepaid/paid premium amount is based on the last month-end balance of the policy. There may be time lag before the prepaid/paid premium amount of insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB. In such circumstances, the Bank has the absolute sole discretion to determine prepaid/paid premium amount of insurance policies.
  • Balance in a joint account will not be counted as TRB of a sole account. Premium of life insurance policy will only be counted as TRB of the policyholder’s sole account.
  • All foreign currency balances are calculated based on the Bank’s closing revaluation rate and then convert to its Hong Kong Dollar equivalent. The relevant calculation results are subject to the Bank’s final record.
  • “Daily Average Total Relationship Balance” is the daily average of TRB.


Risk Disclosure and Important Note:
The following risk disclosure statements cannot disclose all the risks involved. You are advised to seek independent financial and professional advice before you trade or invest.

Investment involves risks. Prices of investment products may go up as well as down and may even become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment products. Past performance is not indicative of future performance. Before making any investment decisions, a person should carefully consider whether the investment is suitable in light of his/her financial situation, investment experience, investment objectives, and risk tolerance level.

Securities, investment funds, structured investment products (including Currency-Linked Deposit) and bonds are not equivalent to, nor should they be treated as a substitute for time deposit. They are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. The life insurance plan is not a bank saving plan embedded with a free life insurance. The premium is not a placement of a savings deposit with the bank and hence is not protected by the Deposit Protection Scheme in Hong Kong.

The value of RMB is subject to the risk of currency exchange rate fluctuation. Customer will bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to regulatory and foreign exchange restrictions (which might be changed from time to time).

Foreign currency investments are subject to exchange rate fluctuations which may provide both returns and risks. The fluctuation in the exchange rate of currency may result in losses in the event that the customer converts the currency into other currency.

The Bank is the authorized distributor of the fund house(s), and is responsible for introduction of the investment funds. The investment funds are not the product of the Bank. The Bank is not responsible for any terms or obligations of the investment funds.

The Bank is a licensed insurance agency appointed by Fubon Life Insurance (Hong Kong) Company Limited, China Life Insurance (Overseas) Company Limited, MSIG Insurance (Hong Kong) Limited and Zurich Insurance Company Ltd, and is responsible for introduction of the relevant insurance plans. The relevant insurance plans are not the product of the Bank. The Bank is not responsible for any terms or obligations of the relevant plan.

In case you file a written complaint regarding the selling process or processing of the related transaction to the Bank and the complaint is an “Eligible Dispute(s)” as defined in the Terms of Reference for the Financial Dispute Resolution Centre, the Bank is required to enter into a Financial Dispute Resolution Scheme process with you if the Eligible Dispute cannot be resolved after the Bank has issued the final written reply. If the complaint/dispute is related to the policy term, it should be resolved directly between the fund house(s) or the insurance company(ies) and you.

The information provided in this webpage is for reference only and does not constitute any offer, solicitation, advice or promise to any person to buy/sell, subscribe or enter any transaction for any investment products or services contained in this document. You should not base on this marketing material alone to make any investment decision, but should read in detail the relevant offering documents and Risk Disclosure Statements. The investment decision is yours but you should not invest in the investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

This webpage is issued by Fubon Bank (Hong Kong) Limited and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.
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