Fubon Credit Card Premium Payment Limited-Time Offer

Fubon Credit Card Premium Payment Limited-Time OfferFrom 6 May 2025 to 30 June 2025, customer who successfully apply for Designated Insurance Plan(s) underwritten by Fubon Life Insurance (Hong Kong) Company Limited ("Fubon Life Hong Kong") or China Life Insurance (Overseas) Company Limited ("China Life (Overseas)") in any Fubon Bank branch, and pay the first-year premium under annual payment mode with Fubon Bank Credit Card may enjoy “1 Fubon Credit Card Bonus Point per HK$1 equivalent payment” offer, up to 1 million Credit Card Bonus Points¹ (Equivalent to 66,666 Asia Miles²)!

Designated Insurance Plans for Fubon Credit Card Premium Payment Limited-Time Offer5
Fubon Life Insurance (Hong Kong) Company Limited	Fortune Smart Protector3
	Prosperity Booster Multi-Currency Insurance Plan3
	Fortune Income Creator3
	Wealth Elite Saver 33
	Wealth Elite Saver 3 – Golden Years3
China Life Insurance (Overseas) Company Limited	Legend Rich Insurance Plan 20224

For relevant details of Designated Insurance Plans, please refer to: Life Insurance | Fubon Bank

For enquiries, please visit any Fubon Bank branch or simply call Fubon Bank Integrated Customer Service Hotline at 2566 8181 for more details.

Remarks:

1. Each Fubon Credit Card cardholder may enjoy up to 1,000,000 Credit Card Bonus Points from this Promotional Offer.
2. Offer is subject to Terms and Conditions of Bonus Point Conversion to Asia Miles, please refer to: Fubon & Other Credit Cards | Fubon Bank for details
3. Please be aware of the associated product risks. This Designated Insurance Plan is underwritten by Fubon Life Hong Kong.
4. Please be aware of the associated product risks. This Designated Insurance Plan is underwritten by China Life (Overseas).
5. Please be aware of the associated product risks. Designated Insurance Plans’ are not bank savings plans embedded with life insurance. The premium is not a placement of a savings deposit with the bank and hence is not protected by the Deposit Protection Scheme in Hong Kong

To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions for Fubon Credit Card Premium Payment Limited-Time Offer (“Promotional Offer”)

1. Promotional Offer is offered by Fubon Bank (Hong Kong) Limited ("Fubon Bank").
2. The promotion period is from 6 May 2025 to 30 June 2025 (both dates inclusive) (“Promotion Period”).
3. Promotional Offer is applicable to the principal and supplementary cardholders (“Eligible Customer(s)”) of Visa / Mastercard Credit Card issued by Fubon Bank (“Eligible Credit Card”).
4. During the Promotion Period, Eligible Customers who successfully enroll in Designated Insurance Plan(s) underwritten by Fubon Life Insurance (Hong Kong) Company Limited ("Fubon Life Hong Kong") or China Life Insurance (Overseas) Company Limited ("China Life (Overseas)") in any Fubon Bank branch, and pay the first-year premium under annual payment mode with Eligible Credit Card (“Eligible Transaction(s)”) may enjoy 1 Fubon Credit Card Bonus Point per HK$1 equivalent payment (“Reward”).
   
   • Below are the designated insurance plans applicable to this Promotional Offer (“Designated Insurance Plan(s)”):

     Insurer	Designated Insurance Plan(s)
     Fubon Life Insurance (Hong Kong) Company Limited	Fortune Smart Protector
     	Prosperity Booster Multi-Currency Insurance Plan
     	Fortune Income Creator
     	Wealth Elite Saver 3
     	Wealth Elite Saver 3 – Golden Years
     China Life Insurance (Overseas) Company Limited	Legend Rich Insurance Plan 2022

   • All Eligible Transactions will be counted based on net spending amount in HKD, net spending amount shall exclude any amount deducted by discount or usage of gift voucher / cash voucher / gift card amount.
   • Each Eligible Customer (based on the number on identification proof document) can enjoy up to 1,000,000 Bonus Points during Promotion Period.
   • If Eligible Customers make Eligible Transactions with multiple Fubon Credit Cards during Promotion Period, and exceeded the limit of 1,000,000 Credit Card Bonus Points, the order of account to receive Reward will be determined by Fubon Bank without prior notice.
   • Fubon Bank will verify Credit Card transaction record of customers to validate receivable Fubon Credit Card Bonus Points by Eligible Customers in this Promotional Offer. In case of discrepancy between customers’ transaction and Fubon Bank’s record, Fubon Bank’s record shall prevail.
5. Below cases shall be regarded as non-eligible premium transaction, and no Reward will be awarded.
   • including but not limited to renewal premium, prepaid premium, cash advance, administration fee, installment plan and finance charges;
   • policy cancelled during the cooling-off period;
   • transactions failed to be posted to Credit Card account within 14 working days after Promotion Period;
   • applications for the Designated Insurance Plan that have not been approved by Fubon Life Hong Kong and/or China Life (Overseas) (“Underwriters”) as of 1 August 2025;
   • premium payment for Designated Insurance Plan(s) which is not owned by Eligible Customer and/or Eligible Customer’s direct relatives (including parents, children and spouse).
6. Upon verification by Fubon Bank based on its own records, the Reward under this Promotional Offer will be combined (including the principal card and supplementary card) and will be credited to the principal cardholder's Eligible Credit Card account on or before 30 September 2025 and then shown on the Credit Card statement. Only Eligible Transactions posted within the Promotion Period will be counted for this Promotional Offer. If customer do not hold any valid Principal Card account of Fubon Credit Card at the time Bonus Points are credited, Fubon Bank reserves the right not to grant Bonus Points without prior notice. This Promotional Offer shall also be subject to General Terms and Conditions of Fubon Credit Card Bonus Point Program.
7. All matters and disputes related to this Promotional Offer will be subject to the final decision of Fubon Bank which reserves the right to amend relevant terms and conditions without prior notice.
8. In the event of a refund of policy premium, policy cancellation, policy surrender or policy lapse of the Designated Insurance Plans, Fubon Bank, Fubon Life Hong Kong and China Life (Overseas) reserve the right to deduct the Reward from customer’s relevant Credit Card Account.
9. Designated Insurance Plan(s) is not the product of Fubon Bank. Fubon Bank is an appointed licensed insurance agency for Underwriters, and is responsible for the distribution of Designated Insurance Plans. Underwriters are fully responsible for all protection and compensation matters, and reserves the right to final approval of relevant insurance plan applications.
10. For detailed product features, terms and conditions, key product risks as well as exclusions of the insurance product, please refer to the relevant Product Factsheet and Policy Provisions, such information should be prevailing.
11. All insurance plan is subject to relevant terms and conditions of Underwriters. All products/ services are provided to customers by Underwriters. In case of any enquiry, dispute or complaint, please contact relevant Underwriters directly.
12. In case you file a written complaint regarding the selling process or processing of the related transaction to Fubon Bank and the complaint is an “Eligible Dispute(s)” as defined in the Terms of Reference for the Financial Dispute Resolution Centre, Fubon Bank is required to enter into a Financial Dispute Resolution Scheme process with you if the Eligible Dispute cannot be resolved after Fubon Bank has issued the final written reply. If the complaint / dispute is related to the Policy term of the insurance product, it should be resolved directly between Underwriters and you. Nevertheless, where practicable and appropriate, Fubon Bank will provide reasonable assistance to customers in the dispute resolution process.
13. In the event of cancellation of the transactions that are used for the offer eligibility, or any illegal or fraudulent act committed by a customer, Fubon Bank reserves the right to debit the relevant Credit Card with the amount equivalent to the value of the Reward without prior notice, and/or take any further actions as deemed necessary to recover the amount awarded.
14. No person other than Fubon Bank, Fubon Life Hong Kong, China Life Insurance (Overseas) or Eligible Customers will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the Laws of Hong Kong) to enforce or enjoy the benefit of any of the provisions of these Terms and Conditions.
15. In the event of any discrepancy between the English and Chinese versions of these terms & conditions, the English version shall prevail.