Fubon Bank Offers Zero Interest Margin Financing for China Construction Bank IPO

Fubon Bank (Hong Kong) Limited ("Fubon Bank") today announced a zero interest margin financing plan for the China Construction Bank IPO. The plan is only applicable to new securities customers who subscribe to 450,000 shares with a total application amount of HK$1,090,929.60.

Customers who open a securities account with Fubon Bank before October 18 and deposit a sum of HK$110,000 (10% of the margin financing) will be eligible to the zero interest share margin financing of a loan amount of HK$980,929.60. The bank will charge a HK$300 handling fee for each application. The plan is open to customers on a first come first served basis.

Mr. Horace Fan, Executive Vice President of Fubon Bank, said, With the success of the last IPO zero-interest margin financing program for Bank of Communications, we will continue to strive our best to offer more value-added services to exceed our customers expectations.

Fubon Bank is a full-service banking corporation in Hong Kong providing a wide range of banking and financial services including consumer finance, retail and commercial banking, equipment leasing and investment services. Fubon Bank services its customers through 28 service outlets including Superbranches, Ambassador Centers and Securities Services Centers as well as ATMs, PhoneBanking, and e-banking service at www.fubonbank.com.hk. Fubon Bank is listed on The Stock Exchange of Hong Kong Limited and is rated A-2 short-term, BBB+ long-term by Standard & Poor's. Fubon Financial Holding Co., Ltd., a leading Taiwan financial institution, acquired a 75% shareholding in Fubon Bank in April 2004.