Fubon Bank X Fubon Life Joint Promotion Programme

Fubon Bank X Fubon Life Joint Promotion Programme

*Please be aware of the associated product risks. The following two insurance plans are underwritten by Fubon Life Insurance Hong Kong.
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Fubon Term Life Protector (the “Plan” or the “Policy(ies)”) is a yearly renewable pure life insurance plan with no savings element.
You can have substantial life protection at an affordable premium.
In the unfortunate event of the death of the Insured Person while the Policy is in force, the Plan will provide timely financial support help your family to get through the difficult times.

Promotion Code “FBBTAL”

Joint Promotion Programme :



To enroll or to learn more
  • Click Here to enroll in Fubon Term-Life-Protector


Plan highlights:

Plan highlights:
  • High protection at affordable premium
    Fubon Term Life Protector is offered to people aged 18-60 who are located in Hong Kong, providing them with pure life protection and flexible choices of Sum Assured ranging from HK$800,000 to HK$4,000,000*. You only need to pay a low premium to get protection and relieve your family from sudden financial burden. For example: a 34-year-old non-smoking man can get a life protection of HK$1 million by paying HK$49 per month.
  • Simple plan with flexible coverage
    Fubon Term Life Protector is a simple plan that provides flexibility to meet your financial needs. Whether you want to plan for basic protection or other financial arrangements, such as preparing for the future life of your spouse or children, or providing financial protection for mortgaged properties, Fubon Term Life Protector would be a relatively cost -effective and ideal choice. In the unfortunate event of the death of the Insured Person while the Policy is in force, the Beneficiary will receive a Death Benefit which is equal to 100% of the Sum Assured so as to relieve the unexpected financial burden.
  • Hassle-free application
    You just need to apply online and answer two health questions. No medical examination is required. It saves your time and is easy to enroll.
  • Guaranteed renewal
    Regardless of the Insured Person's medical condition, the Policy will be guaranteed to get automatically renewed each year until the Insured Person attains the age of 85 for added peace of mind.


*Cover up to HK$4,000,000 for insured person age 18-50, HK$2,000,000 for insured age 51-60(per insured person).
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How to protect yourself from Cancer?
Fubon Refundable Premium Cancer Protection Plan (the “Plan” or the “Policy(ies)”) can help!
Fubon Refundable Premium Cancer Protection Plan^ is a critical illness life insurance plan embedded with savings elements which offers you comprehensive coverage against cancer. On top of providing you with a lump sum payment upon the diagnosis of cancer, the Plan also offers life protection for added financial security. By paying premiums for just 5 years, you can enjoy 15 years of cancer protection together with life protection. You can choose from 4 Plan Levels for the protection amount to suit your needs on cancer and life protection. ^Hereafter referred as the “Plan”

Promotion Code “FBBRR2”

Joint Promotion Programme:



To enroll or to learn more
  • Click Here to enroll in the Fubon Refundable Premium Cancer Protection Plan


Plan highlights:

Plan highlights:
  • High-multiplier protection. Value-added for money.
    You can enjoy 15 years of high-multiplier cancer protection with only 5 years of premium payments.
  • 100% paid premium refund2
    As long as no Cancer Benefit1 has been paid and the Policy remains in force, the Plan will refund you 100% of the paid premium2 at the end of the 15-year Policy Term, without deduction of any amount claimed for the covered Carcinoma-in-situ or Early Stage Cancer.
  • Multiple Plan Levels to suit your needs
    You can choose from different Plan Levels with different Sum Assured3 that suit you best. If you are unfortunately diagnosed with Cancer, the Plan will pay you a lump sum payment of Cancer Benefit1,4,5, equivalent to 100% of the Sum Assured less any paid Early Cancer Advance Benefit4,5,6. The Policy shall automatically terminate upon the payment of the Cancer Benefit.
  • Advance payment for Carcinoma-In-Situ or Early Stage Cancer
    If you are diagnosed with a covered Carcinoma-in-situ or Early Stage Cancer, the Plan will pay you 20% of the Sum Assured in advance as the Early Cancer Advance Benefit4,5,6. That way, you can receive treatment without any further delay.


Important Notes
  1. The Policy shall automatically terminate upon the payment of the Cancer Benefit.
  2. The calculation of the paid premium is based on the total paid and due premium of the Policy.
  3. Each Insured Person has a HKD1,500,000 per life limit on the Sum Assured of all policies under the Fubon Refundable Premium Cancer Protection Plan.
  4. No Cancer Benefit or Early Cancer Advance Benefit shall be payable if the Insured Person is diagnosed with a Cancer, Early Stage Cancer or Carcinoma-In-Situ within 90 days from the Issue Date or the last Reinstatement Date (whichever is later). Cancer Benefit and Early Cancer Advance Benefit are payable according to the definitions of Cancer, Carcinoma-In-Situ and Early Stage Cancer as set out in the Policy Provisions of the Plan.
  5. Any due but unpaid premiums will be deducted from the relevant benefits payable.
  6. If the Early Cancer Advance Benefit is paid under your Policy, this Benefit will no longer be available and the Cancer Benefit payable will be reduced by the amount of the paid Early Cancer Advance Benefit. All future premiums will still need to be paid.
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