Fubon Term Life Protector (the “Plan” or the “Policy(ies)”) is a yearly renewable pure life insurance plan with no savings element.
You can have substantial life protection at an affordable premium.
In the unfortunate event of the death of the Insured Person while the Policy is in force, the Plan will provide timely financial support help your family to get through the difficult times.
Promotion Code “FBBTAL”
Joint Promotion Programme :
Fubon Term Life Protector Limited Time Discount
Fubon Term Life Protector Limited Time Discount From now until 31 October 2024, successfully enrolling Fubon Term Life Protector to enjoy the following rewards:
Offer: From now until 31 October 2024, customers who successfully enroll in Fubon Term Life Protector can enjoy the following discount offer (“Promotion”): Premium Mode: i) Monthly: Initial Premium Discount 90% (applicable for 3-month premium) ii) Annual: Initial Premium Discount 45% (applicable for 12-month premium)
Method: To enjoy the Promotion, please click here to visit Fubon Life Insurance (Hong Kong) Company Limited (“Fubon Life Hong Kong”)’s online platform and with the Promotion Code / Coupon Code “FBBTAL”, you can enroll in the Fubon Term Life Protector. This Promotion information is provided by Fubon Life Hong Kong. Should there be any enquiries on the Promotion or insurance product, please contact Fubon Life Hong Kong. Offer is subject to terms and conditions as set out below. Fubon Bank (Hong Kong) Limited (“Fubon Bank [Hong Kong]") is not responsible for any matters related to the above-mentioned Promotion, and related products and services are between you and Fubon Life Hong Kong. Should there be any dispute over the Promotion, Fubon Life Hong Kong’s decision shall be final and conclusive.
*General Terms and Conditions:
- The Promotion is offered by Fubon Life Hong Kong.
- Fubon Life Hong Kong is the underwriter of Fubon Term Life Protector.
- The promotion period is from 1 September 2024 to 31 October 2024, both days inclusive (“Promotion Period”).
- The Promotion is eligible for all policyowners who submit their applications for Fubon Term Life Protector via the designated link to Fubon Life Hong Kong’s online platform, with the required initial premium after discount paid in full within the Promotion Period and the Policies being approved and issued within 1 month after submission (“Eligible Policy(ies)”).
- The 90% premium discount is applicable to the initial premium of the Eligible Policy with monthly premium mode while the 45% premium discount is applicable to the initial premium of the Eligible Policy with annual premium mode.
- The applicable initial premium for calculating the premium discount under different premium modes are set out as below:
Premium Mode: i) Monthly: Applicable initial premium for calculating premium discount-3-month premium ii) Annual: Applicable initial premium for calculating premium discount-12-month premium
- Maturity Benefit and Surrender Benefit will be calculated based on the premium before discount. Please refer to the relevant Product Factsheet for details.
- This Promotion is only applicable to Eligible Customers with Hong Kong Identity documents and a Hong Kong residential address.
- The premium discount is non-transferable and cannot be returned, exchanged for other items or redeemed for cash.
- If the Policy is cancelled during the Cooling-off Period, Fubon Life Hong Kong will only refund the actual amount of premium paid by the Policyowner. For details of the Cooling-off Period, please refer to the relevant Product Factsheet.
- Fubon Life Hong Kong reserves the right to change any terms and conditions or withhold the offer of this Promotion without prior notice.
- Should there be any dispute over this Promotion, Fubon Life Hong Kong’s decision shall be final and conclusive.
- If the complaint / dispute is related to the policy terms and conditions, it should be resolved directly between Fubon Life Hong Kong and you. Nevertheless, where practicable and appropriate, Fubon Bank (Hong Kong) will provide reasonable assistance to customers in the dispute resolution process.
- Fubon Life Hong Kong reserves the absolute right to accept or decline any application for the Plan based on the information provided by the Applicant at the time of application.
- The information in this web page contains general information only. It does not constitute an offer and/or insurance product recommendation. All product information is for reference only. For detailed product features, terms and conditions, key product risks as well as exclusions of the insurance product, please refer to the relevant Product Factsheet and Policy Provisions.
- The information in this web page is for publishing in Hong Kong only and is intended for persons located in Hong Kong only and not intended for persons located in jurisdictions which restrict the distribution of information by Fubon Life Hong Kong. In any event, the information in this web page shall not be construed as an offer to sell or solicitation to buy or provision of any insurance of Fubon Life Hong Kong outside Hong Kong.
- Fubon Life Hong Kong is authorized by the Insurance Authority to carry on long-term insurance business in Hong Kong. Fubon Life Hong Kong is a private company limited by shares incorporated and registered in Hong Kong and its registered office is situated at Suites 701 – 705, 7/F, 12 Taikoo Wan Road, Taikoo Shing, Hong Kong.
Important Note Fubon Bank (Hong Kong) is not a provider of insurance products and services, and is not responsible for any matter of the Promotion, relevant insurance products and services. |
To enroll or to learn more
Plan highlights:
Plan highlights:
- High protection at affordable premium
Fubon Term Life Protector is offered to people aged 18-60 who are located in Hong Kong, providing them with pure life protection and flexible choices of Sum Assured ranging from HK$800,000 to HK$4,000,000*. You only need to pay a low premium to get protection and relieve your family from sudden financial burden. For example: a 34-year-old non-smoking man can get a life protection of HK$1 million by paying HK$49 per month.
- Simple plan with flexible coverage
Fubon Term Life Protector is a simple plan that provides flexibility to meet your financial needs. Whether you want to plan for basic protection or other financial arrangements, such as preparing for the future life of your spouse or children, or providing financial protection for mortgaged properties, Fubon Term Life Protector would be a relatively cost -effective and ideal choice. In the unfortunate event of the death of the Insured Person while the Policy is in force, the Beneficiary will receive a Death Benefit which is equal to 100% of the Sum Assured so as to relieve the unexpected financial burden.
- Hassle-free application
You just need to apply online and answer two health questions. No medical examination is required. It saves your time and is easy to enroll.
- Guaranteed renewal
Regardless of the Insured Person's medical condition, the Policy will be guaranteed to get automatically renewed each year until the Insured Person attains the age of 85 for added peace of mind.
*Cover up to HK$4,000,000 for insured person age 18-50, HK$2,000,000 for insured age 51-60(per insured person).
How to protect yourself from Cancer?
Fubon Refundable Premium Cancer Protection Plan (the “Plan” or the “Policy(ies)”) can help!
Fubon Refundable Premium Cancer Protection Plan^ is a critical illness life insurance plan embedded with savings elements which offers you comprehensive coverage against cancer. On top of providing you with a lump sum payment upon the diagnosis of cancer, the Plan also offers life protection for added financial security. By paying premiums for just 5 years, you can enjoy 15 years of cancer protection together with life protection. You can choose from 4 Plan Levels for the protection amount to suit your needs on cancer and life protection. ^Hereafter referred as the “Plan”
Promotion Code “FBBRR2”
Joint Promotion Programme:
Fubon Refundable Premium Cancer Protection Plan Limited Time Discount
Fubon Refundable Premium Cancer Protection Plan Limited Time DiscountFrom now until 31 October 2024, successfully enroll in Fubon Refundable Premium Cancer Protection Plan to enjoy the following rewards:
Offer: From now until 31 October 2024, customers who successfully enroll in Fubon Refundable Premium Cancer Protection Plan can enjoy the following discount offer (“Promotion”): Premium Mode: i) Monthly: Initial Premium Discount 90% (applicable for 3-month premium) ii) Annual: Initial Premium Discount 25% (applicable for 12-month premium)
Method: To enjoy the Promotion, please click here to visit Fubon Life Insurance (Hong Kong) Company Limited (“Fubon Life Hong Kong”)’s online platform and with the Promotion Code / Coupon Code “FBBRR2”, you can enroll in the Fubon Refundable Premium Cancer Protection Plan. This Promotion information is provided by Fubon Life Hong Kong. Should there be any enquiries on the Promotion or insurance product, please contact Fubon Life Hong Kong. Offer is subject to terms and conditions as set out below. Fubon Bank (Hong Kong) Limited (“Fubon Bank [Hong Kong]") is not responsible for any matters related to the above-mentioned Promotion, and related products and services are between you and Fubon Life Hong Kong. Should there be any dispute over the Promotion, Fubon Life Hong Kong’s decision shall be final and conclusive.
*General Terms and Conditions:
- The Promotion is offered by Fubon Life Hong Kong.
- Fubon Life Hong Kong is the underwriter of Fubon Refundable Premium Cancer Protection Plan.
- The promotion period is from 1 September 2024 to 31 October 2024, both days inclusive (“Promotion Period”).
- The Promotion is eligible for all policyowners who submit their applications for the Fubon Refundable Premium Cancer Protection Plan via the designated link to Fubon Life Hong Kong’s online platform, with the required initial premium, after discount, paid in full within the Promotion Period, and the Policies being approved and issued within 1 month after submission (“Eligible Policy(ies)”).
- The 90% premium discount is applicable to the initial premium of the Eligible Policy with monthly premium mode while the 25% premium discount is applicable to the initial premium of the Eligible Policy with annual premium mode.
- The applicable initial premium for calculating the premium discount under different premium modes are set out as below:
Premium Mode: i) Monthly: Applicable initial premium for calculating premium discount-3-month premium ii) Annual: Applicable initial premium for calculating premium discount-12-month premium
- Maturity Benefit and Surrender Benefit will be calculated based on the premium before discount. Please refer to the relevant Product Factsheet for details.
- This Promotion is only applicable to Eligible Customers with Hong Kong identity documents and a Hong Kong residential address
- The premium discount is non-transferable and cannot be returned, exchanged for other items or redeemed for cash.
- If the Policy is cancelled during the Cooling-off Period, Fubon Life Hong Kong will only refund the actual amount of premium paid by the Policyowner. For details of the Cooling-off Period, please refer to the relevant Product Factsheet.
- Fubon Life Hong Kong reserves the right to change any terms and conditions or withhold the offer of this Promotion without prior notice.
- Should there be any dispute over this Promotion, Fubon Life Hong Kong’s decision shall be final and conclusive.
- If the complaint / dispute is related to the policy terms and conditions, it should be resolved directly between Fubon Life Hong Kong and you. Nevertheless, where practicable and appropriate, Fubon Bank (Hong Kong) will provide reasonable assistance to customers in the dispute resolution process.
- Fubon Life Hong Kong reserves the absolute right to accept or decline any application for the Plan based on the information provided by the Applicant at the time of application.
- The information in this web page contains general information only. It does not constitute an offer and/or insurance product recommendation. All product information is for reference only. For detailed product features, terms and conditions, key product risks as well as exclusions of the insurance product, please refer to the relevant Product Factsheet and Policy Provisions.
- The information in this web page is for publishing in Hong Kong only and is intended for persons located in Hong Kong only and not intended for persons located in jurisdictions which restrict the distribution of information by Fubon Life Hong Kong. In any event, the information in this web page shall not be construed as an offer to sell or solicitation to buy or provision of any insurance of Fubon Life Hong Kong outside Hong Kong.
- Fubon Life Hong Kong is authorized by the Insurance Authority to carry on long-term insurance business in Hong Kong. Fubon Life Hong Kong is a private company limited by shares incorporated and registered in Hong Kong and its registered office is situated at Suites 701 – 705, 7/F, 12 Taikoo Wan Road, Taikoo Shing, Hong Kong.
Important Note Fubon Bank (Hong Kong) is not a provider of insurance products and services, and is not responsible for any matter of the Promotion, relevant insurance products and services. |
To enroll or to learn more
- Click Here to enroll in the Fubon Refundable Premium Cancer Protection Plan
Plan highlights:
Plan highlights:
- High-multiplier protection. Value-added for money.
You can enjoy 15 years of high-multiplier cancer protection with only 5 years of premium payments.
- 100% paid premium refund2
As long as no Cancer Benefit1 has been paid and the Policy remains in force, the Plan will refund you 100% of the paid premium2 at the end of the 15-year Policy Term, without deduction of any amount claimed for the covered Carcinoma-in-situ or Early Stage Cancer.
- Multiple Plan Levels to suit your needs
You can choose from different Plan Levels with different Sum Assured3 that suit you best. If you are unfortunately diagnosed with Cancer, the Plan will pay you a lump sum payment of Cancer Benefit1,4,5, equivalent to 100% of the Sum Assured less any paid Early Cancer Advance Benefit4,5,6. The Policy shall automatically terminate upon the payment of the Cancer Benefit.
- Advance payment for Carcinoma-In-Situ or Early Stage Cancer
If you are diagnosed with a covered Carcinoma-in-situ or Early Stage Cancer, the Plan will pay you 20% of the Sum Assured in advance as the Early Cancer Advance Benefit4,5,6. That way, you can receive treatment without any further delay.
Important Notes
- The Policy shall automatically terminate upon the payment of the Cancer Benefit.
- The calculation of the paid premium is based on the total paid and due premium of the Policy.
- Each Insured Person has a HKD1,500,000 per life limit on the Sum Assured of all policies under the Fubon Refundable Premium Cancer Protection Plan.
- No Cancer Benefit or Early Cancer Advance Benefit shall be payable if the Insured Person is diagnosed with a Cancer, Early Stage Cancer or Carcinoma-In-Situ within 90 days from the Issue Date or the last Reinstatement Date (whichever is later). Cancer Benefit and Early Cancer Advance Benefit are payable according to the definitions of Cancer, Carcinoma-In-Situ and Early Stage Cancer as set out in the Policy Provisions of the Plan.
- Any due but unpaid premiums will be deducted from the relevant benefits payable.
- If the Early Cancer Advance Benefit is paid under your Policy, this Benefit will no longer be available and the Cancer Benefit payable will be reduced by the amount of the paid Early Cancer Advance Benefit. All future premiums will still need to be paid.