First Vice President / Vice President, Institutional Credit
First Vice President / Vice President, Institutional Credit Responsibilities:
- Perform credit assessment functions, including but not limited to:
- review credit applications for corporate borrowers;
- perform industry and financial analysis;
- identify potential credit risks and suggest measures to mitigate the risks;
- approve credit requests within delegated authority;
- ensure the bank's credit policies and guidelines and regulatory requirements are strictly followed
- Conduct credit analysis and related due diligence on bond issuers
- Attend Credit Committee meetings to present and discuss credit applications
- Take part in post-approval credit monitoring
- Prepare and review credit policy and guideline
- Participate in credit risk related projects
- Work with Relationship Managers to perform due diligence, including site visits, and structure credit package
Requirements:
- University graduate in Finance, Accounting, Business or related disciplines with at least 8-10 years’ relevant experience
- Good communication & interpersonal skills
- Strong analytical mind and self-motivated
- Proficiency in English and Chinese (spoken Mandarin)
- Ability to work under time pressure
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