Current Deposit Reward

Starting from today, your Designated Hong Kong Dollar Deposit Account³ at Fubon Bank will automatically transform into high-interest deposit accounts without registration. From now on, the Eligible Incremental Balance⁵ in your designated Hong Kong dollar deposit account not only can enjoy the prevailing savings deposit annual interest rate⁶, but also enjoy the Bonus Interest Rate up to 2.6% p.a.⁷. The total annual interest rate is up to 3.5% p.a.⁸! - Monthly interest, decided by yourself!

Note: The above services and offers are subject to relevant terms and conditions.

Preferential Savings Rate
Eligible Incremental Balance to enjoy preferential savings interest rate up to 3.5% p.a.⁸

Flexible
Freely withdraw funds
Interest, decided by yourself

Convenience
No registration is required

Total Interest Rate includes the Bonus Interest Rate and Prevailing Savings Rate, as illustrated below:

Designated HKD Deposit Account	Prevailing Savings Rate	Bonus Interest Rate	Total Interest Rate
Fubon magi©money manager HKD Interest-bearing Current Account	0.9% p.a.^*	+2.6% p.a.	= 3.5% p.a.
HKD Statement Savings Account	0.9 p.a.%^*		= 3.5% p.a.
magi© Children Statement Savings Account	0.9 p.a.%^*		= 3.5% p.a.
HKD Classic Current Account	0.0 p.a.%^*		= 2.6% p.a.

^*Fubon magi©money manager HKD Interest-bearing Current Account balance (HKD) must reach HKD 10,000 and above to enjoy the prevailing savings deposit annual interest rate of 0.9%. There is no minimum balance for HKD Statement Savings Accounts and magi© Children Statement Savings, all positive balances in the HKD Statement Savings Accounts and magi© Children Statement Savings are entitled to a prevailing savings deposit annual interest rate of 0.9%. There is no prevailing savings deposit annual interest rate on HKD Classic Current Account. All the above interest rates are for reference only and the Bank reserves the absolute right to change them at any time.

Act now to enjoy the high interest rates! For details, please visit any Fubon Bank branch or call 2566 8181 (press 3 after language selection) during office hours^#.

^#Monday to Friday: 9am to 7pm; Saturday: 9am to 1pm (except public holidays).

Terms and Conditions

The “Bank” means Fubon Bank (Hong Kong) Limited.
All offers in this promotion are only applicable to personal customers but not applicable to corporate customers and the employees of the Bank.
"Designated HKD Deposit Account" means Fubon magi©money manager HKD Interest-bearing Current Account, HKD Statement Savings Account, magi© Children Statement Savings Account and HKD Classic Current Account.
The calculation date is 31 January, 2024.

"Eligible Incremental Balance" refers to the day-end available balance of the “Designated HKD Deposit Accounts” (per account) minus the day-end available balance of the “Designated HKD Deposit Accounts” on the “Calculation Date”.
Example:

Date	Magi©money manager HKD Interest-bearing Current Account Balance	Eligible Incremental Balance	Prevailing Savings Rate @0.9% p.a.	Bonus Interest Rate @2.6% p.a.	Total Interest Rate
31 January 2024 (Calculation date)	$100,000
1 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
2 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
3 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
4 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
5 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
6 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
7 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
8 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
9 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
10 March 2024	$200,000	$100,000	$4.93	$7.12	$12.05
11 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
12 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
13 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
14 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
15 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
16 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
17 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
18 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
19 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
20 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
21 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
22 March 2024	$400,000	$300,000	$9.86	$21.37	$31.23
23 March 2024	$90,000	$0	$2.22	$0.00	$2.22
24 March 2024	$90,000	$0	$2.22	$0.00	$2.22
25 March 2024	$90,000	$0	$2.22	$0.00	$2.22
26 March 2024	$90,000	$0	$2.22	$0.00	$2.22
27 March 2024	$90,000	$0	$2.22	$0.00	$2.22
28 March 2024	$90,000	$0	$2.22	$0.00	$2.22
29 March 2024	($80,000)	$0	$0.00	$0.00	$0.00
30 March 2024	($230,000)	$0	$0.00	$0.00	$0.00
31 March 2024	($500,000)	$0	$0.00	$0.00	$0.00
March Total Interest			$180.99	$327.67	$508.66

Fubon magi©money manager HKD Interest-bearing Current Account balance (HKD) must reach HKD 10,000 or above to enjoy the prevailing savings deposit annual interest rate of 0.9%. There is no minimum balance requirement for HKD Statement savings accounts and magi© Children Statement Savings Account to be entitled to a prevailing savings deposit annual interest rate of 0.9%. There is no prevailing savings deposit annual interest rate for HKD Classic Current Account. All the above interest rates are for reference only. The Bank reserves the absolute right to change them at any time, please visit the Bank's website www.fubonbank.com.hk or contact our staff for details of the Bonus Interest Rate.
Bonus Interest Rate is from 1 March 2024 to 31 May 2024, please visit the Bank's website www.fubonbank.com.hk or contact the Bank's staff for details of the Bonus Interest Rate.
Total Interest Rate 3.5% p.a. includes the Prevailing Savings Rate and Bonus Interest Rate.
If there is no " Eligible Incremental Balance " in the "Designated HKD Deposit Accounts", the account will not be entitled to the Bonus Interest Rate.
If the day-end account balance of the "Designated HKD Deposit Accounts" is negative, the relevant balance will be treated as zero and the "Eligible Incremental Balance" will also be treated as zero.
Account interest is calculated as simple interest, and it is paid once a month, and annual interest is calculated based on 365 days per year.
Bonus Interest generated by Bonus Interest Rate will be calculated once per month, and will be credited to “Designated HKD Deposit Account” on the second Monday of the following month. If the second Monday is a non-banking business day, the Bonus Interest will be credited to the account on the next business day. The relevant Designated HKD Deposit Account must be still valid and in normal status when the Bonus Interest is credited to it, otherwise the Bonus Interest will be forfeited.
The Bonus Interest Rate offered in this Promotion shall replace and substitute all and any previous offer (if applicable); and unless otherwise specified, the Promotion cannot be used in conjunction with the other promotional offers offered by the Bank.
There is no upper limit for the amount of Bonus Interest.
Designated HKD Deposit Account can still enjoy the original deposit account interest rate (if applicable) which is subject to the Bank’s announcement from time to time.
For all records of services and transactions in this Promotion, the Bank’s records shall prevail.
If any fund is deposited via any form or by any means during public holidays or non-business days of the Bank, the transaction will be recorded in the next business day. In case of any dispute, the Bank's records shall prevail. All privileges and rewards cannot be transferred, returned or exchanged for other products or rewards.
All privileges and rewards cannot be transferred, returned or exchanged for other products or rewards.
All offers and services are subject to their relevant terms and conditions, please contact our staff for details.
No person other than the Bank and the customer who entered into a contract relating to this Promotion (if any) with the Bank will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623, the Laws of Hong Kong) to enforce or to enjoy the benefit of any term under these Terms and Conditions.
The Bank reserves the right to suspend, vary or terminate the promotion and amend the relevant terms and conditions at any time without prior notice.
In the event of any disputes arising out of the interpretation of terms and condition and eligibility of offer under this Promotion, the decision of the Bank shall be final and conclusive.
For the account’s fees & charges and terms & conditions of accounts & other banking services, please refer to the existing “Global Terms and Conditions for Accounts and Services”, other relevant terms & conditions for banking services and List of Service Charges for Retail Banking Services of the Bank or contact the staff of the Bank for details.
The Terms and Conditions and any disputes or claims arising out of or in connection with it shall be governed by, and construed in accordance with the law of Hong Kong.
Should there be any discrepancies between the English and Chinese versions of the terms and conditions, the English version shall prevail.