Interest of Overdraft Facility will be calculated on the basis of actual number of days elapsed and a 365-day year, regardless of leap year applicable to the relevant year.

Notes: The above information is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement. No warranty or representation is given by the Bank as to its accuracy, completeness and/or fitness for a particular purpose. For the share margin overdraft facility application, please refer to the relevant Terms and Conditions and are subject to the Bank's approval.